Traditional Culture Encyclopedia - Travel guide - How does Taikang accident insurance compensate?
How does Taikang accident insurance compensate?
One-time compensation and installment compensation.
1. One-time compensation: After an accident occurs, the insured or his beneficiary needs to provide Taikang Life with supporting materials, accident report, medical certificate, etc. Taikang Life will verify and evaluate the materials to determine whether they meet the compensation conditions of the insurance contract. Once it is verified that the compensation conditions are met, Taikang Life will make a one-time compensation based on the insured amount of the insurance contract.
2. Installment compensation: The compensation methods of Taikang accident insurance include one-time payment and installment compensation. In the case of lump-sum compensation, after an accident occurs to the insured, the insurance company will pay a lump sum compensation to the insured or beneficiary according to the contract.
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