Elderly people need insurance when traveling

Concerning travel, many people say that when they were young, they had no money and time, and when they were old, their health was too much, so they could not visit the great rivers and mountains of the motherland as they wished. However, in real life, there are always people who tell you through actions that as long as you are in good health, you can enjoy the scenery of the motherland without spending too much money. The story of "a Qingdao couple over 50 years old traveling to China on a budget" widely circulated on the Internet is a typical case.

Elderly people need insurance when traveling

Netizens admire the Qingdao couple’s deeds of traveling around China. At the same time, this story tells everyone that traveling is not just for young people, and older people can also enjoy traveling. However, the elderly must be fully prepared when traveling, such as bringing clothing, medicine, funds, communication tools and other equipment, and pay attention to planning reasonable travel routes to avoid unnecessary trouble. In addition, seniors should bring a suitable travel insurance with them when traveling in case of emergencies.

When the elderly purchase travel insurance, they should choose the appropriate product based on the actual travel situation. If it is ordinary sightseeing, they only need to purchase a general travel insurance product; if they participate in activities including mountain climbing, camping, etc. Choose products that cover high-risk sports so you can get more relevant protection. No matter which product you choose, you must fully consider whether it covers acute illness protection, personal belongings protection, emergency rescue services, etc., to fully protect your travel safety.

In view of the fact that the elderly are more likely to suffer various travel risks, the basic insurance amount should be set at more than 200,000 yuan when purchasing insurance, and the medical insurance amount should preferably not be less than 10,000 yuan, and the insurance amount should be no less than 10,000 yuan. The period should be greater than or equal to the actual number of days of travel, and it is best to cover the round trip time on the same day.

The elderly should know that although traveling can increase their knowledge and appreciate the beautiful scenery, it also contains many unknown risks, such as traffic accidents, personal accidents, diseases, property losses, etc. Once in danger, not only will they suffer Affecting the quality of the journey will also cause considerable economic losses. Travel insurance can provide financial compensation for death, disability, medical treatment, etc. caused by accidental injuries, acclimatization, etc. during travel, allowing tourists to travel with peace of mind, and can also provide certain financial comfort to tourists after they are in danger. . Therefore, for the elderly to travel with travel insurance, it not only protects themselves, but also reassures their children.

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How to choose travel insurance for the elderly

With the improvement of people’s living standards, some retired elderly people also use travel as a way of leisure. Whether young people travel in a group or travel independently, due to the great improvement in insurance awareness, many people are willing to buy travel insurance for the elderly. The following article will introduce the relevant content of travel insurance for the elderly. My parents are old, how can I buy insurance? I just compiled relevant content, I hope it will be helpful to you: When buying insurance for your parents and the elderly, you must avoid these pitfalls!

Insuring Information | Does travel insurance cover items?

I believe that most of my friends who have purchased travel insurance are very concerned about whether the loss of property is covered by insurance? After all, it would be very inconvenient if you lose your wallet and documents while in a foreign country. Many friends who have a little knowledge of travel insurance probably know about personal property protection. Generally speaking, personal property protection includes two protections: travel document loss protection and personal property protection (including carry-on luggage, bank card theft, and cash protection).