Is the travel agency responsible for tourists' accidents during their travels?

When tourists have an accident on the trip, the travel agency has the responsibility to send them to the hospital for treatment, but it has no obligation to bear the medical expenses. When tourists are injured suddenly or accidentally due to their own diseases during the tour, the travel agency does not bear the liability for compensation, but only has the obligation to contact the hospital for assistance.

For the expenses incurred in the rescue, tourists should pay in advance and claim compensation from the insurance company, and the travel agency has the obligation to threaten to help. At present, there is no law expressly stipulating that travel agencies have the obligation to pay compensation for accidental injuries.

Extended data:

There are generally two kinds of insurance involved in tourism, one is travel agency liability insurance and the other is personal accident insurance. Travel agency liability insurance is purchased by travel agencies, and personal accident insurance is voluntarily purchased by tourists.

In fact, travel agency liability insurance does not cover all accidents. Under normal circumstances, if the activities organized by the travel agency are undertaken by the travel agency within the specified time and area, tourists can seek compensation from the travel agency in case of accidents. However, if tourists choose other sightseeing projects privately during their free time or don't listen to the travel agency's arrangements, they should be personally responsible.

Like personal rock climbing because of curiosity; Swimming at the seaside is beyond the scope stipulated by the travel agency; If you stay in a hotel outside and don't listen to the arrangement of the travel agency, there is theft and the travel agency is not responsible. Therefore, people in the insurance industry remind tourists that when signing a contract with a travel agency, they must clearly see the scope of claims, and then decide whether to buy personal accident insurance according to the situation.

Travel personal accident insurance generally consists of three parts: accidental injury responsibility, accidental injury medical expenses responsibility and funeral expenses responsibility. However, a domestic travel personal accident insurance is not too expensive. According to the number of days, a day is at least two yuan, and about ten days is more than ten yuan, but the insurance coverage can reach several thousand yuan or even ten thousand yuan.

Fujian Provincial People's Government Network-What are the responsibilities of travel agencies when tourists are accidentally injured during their travels?

People's Network-Travel Agency Liability Insurance is not "full coverage"