What is the coverage of individual overseas travel insurance?

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Hello! At present, the amount of personal overseas travel insurance sold in the market is uncertain and needs to be analyzed according to specific products. Take Ping An's overseas travel insurance Southeast Asia Plan and Leyou's global overseas travel insurance plan Diamond Plan as examples. The former covers 654.38 million yuan for accidental death and disability, 50,000 yuan for medical compensation and 200,000 yuan for personal responsibility. The latter's maximum coverage for accident and illness protection is 600,000 yuan, medical rescue service is 500,000 yuan, travel change protection is 30,000 yuan, and personal property and liability protection is 800,000 yuan.

It can be seen that the insurance coverage of different products is different, and the insurance liability of the same product is also different, and its insurance coverage is also different.