Which online loan is Shenzhen Consumer Finance?

It is China Merchants Union Consumer Finance Co., Ltd.

China Merchants Union Consumer Finance Co., Ltd. (referred to as "China Merchants Finance") was established in March 2015. It is a licensed consumer finance company approved by the China Banking and Insurance Regulatory Commission and jointly established by China Merchants Bank and China Unicom. A financial company with its registered address in Qianhai, Shenzhen, and a registered capital of 10 billion yuan.

China Merchants Union Financial adheres to the guiding ideology of “never forget the original intention and endless benefits” and the development philosophy of “inclusive mission, innovation-driven, core capabilities, and ultimate experience”. The two consumer financial product systems of "loan" and "credit payment" provide users with comprehensive online, guarantee-free, and low-interest inclusive consumer credit services. China Merchants Union Finance has fully covered many consumption scenarios such as shopping, tourism, education, decoration, etc., serving tens of millions of customers, and its business covers a wide range of areas across the country.

Headquartered in Shenzhen, Guangdong, it officially opened on March 6, 2015

: Main products

1. Merchants Union Financial APP: Merchants Union Consumer Finance Co., Ltd. A comprehensive financial application launched by the company, a pure online credit loan platform.

2. Haofi Loan: The Internet credit loan product of China Merchants Union Financial can be applied for through China Merchants Financial APP, WeChat official account and various online channels of partners; it supports borrowing at any time 7*24 hours. Real-time payment, support for lending to mainstream bank cards; the maximum limit is 200,000 yuan, and the maximum loan period is 36 months. China Merchants Union Financial has created many personalized categories under the "Haoqi Loan" product system, such as launching a revolving line "White Collar Loan" product with more favorable pricing for high-quality white-collar workers, and launching a one-time high-quality loan product to solve the temporary capital turnover needs of high-quality customers. Line-of-sale products such as “large-term loans”.

3. Credit payment: China Merchants Union Financial’s Internet consumer installment product provides users with a fast, safe and convenient Internet credit consumption payment method; online application and instant approval are available, and you can enjoy free payment for up to 40 days. interest and installment services of up to 24 installments. "Credit payment" is mainly applied for and used in China Merchants Union Financial's own installment mall and many consumption scenarios such as education, medical beauty, travel, decoration, etc. At the same time, in order to improve the convenience of customer payment, "Credit Pay" has opened up important payment channels such as UnionPay Quick Pass, Alipay, and WeChat Pay with the help of bank second-class accounts. It can enjoy interest-free transactions every month. Transactions can be automatically amortized.