Traditional Culture Encyclopedia - Travel guide - What is overseas travel insurance?
What is overseas travel insurance?
Due to the unfamiliar environment and language barrier, tourists are more likely to have accidental risks when traveling abroad. In this regard, it is recommended that everyone buy a suitable overseas travel accident for themselves before departure. Insurance to protect and protect. What is the purpose of overseas travel visa insurance?
Normally, traveling abroad requires a relevant visa, and traveling to Schengen countries also requires the purchase of overseas travel visa insurance, so traveling abroad Visa insurance mainly refers to the overseas travel insurance that travelers are required to purchase in order to apply for a Schengen visa. Purchasing insurance can help travelers travel to the destination country more smoothly. You need to pay attention to the following points before purchasing insurance:
1. When traveling to Schengen countries, the insurance amount is recommended to be no less than 300,000 yuan.
2. The overseas travel insurance purchased needs to cover your entire trip. Make your entire trip covered.
3. When purchasing outbound travel insurance, pay attention to whether international emergency rescue services are included. Since it is difficult for domestic insurance companies to expand their outlets abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. Whether a tourist has lost his wallet or lost his passport, he can call the rescue hotline. Some major international insurance companies also provide Chinese services.
4. Choose a suitable insurance platform and purchase online. You can compare the products of multiple insurance companies and choose the product that best suits your protection and travel needs. Applying for insurance is also very simple and convenient. On the homepage, register as a member for free. After logging in, select the product you like, select the guarantee period, and you can buy it immediately. The price is cheap, and the entire insurance process is clear and transparent, eliminating the hassle of intermediaries. The premiums are lower and the autonomy is stronger. To choose a high-quality and low-cost Schengen travel insurance product, it is recommended that you make a reasonable choice based on your specific overseas protection needs and financial situation. There are a variety of Schengen overseas travel insurance products available on the Internet, and you are welcome to come and purchase.
Pacific Overseas Travel Comprehensive Insurance Premium Plan (including outpatient expenses) Plan C protection content: * Personal accidental injury 400,000 * Medical compensation (medical expenses) 400,000, outpatient service 20,000 * Emergency rescue services and personal liability protection starting from: 149 yuan Meiya's "World Travel" International Travel Protection Plan (Diamond Plan) coverage includes: * Personal accidental injury of RMB 600,000 and medical protection of RMB 400,000 * Emergency rescue protection, personal liability * Journey interruption and personal property protection starting from: RMB 210 Further reading:
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