What does travel accident insurance include?

Travel accident insurance usually includes:

1. Accidental death or disability protection refers to accidental death, which is insured according to the amount agreed in the contract. If it is due to disability, compensation can be made in proportion to the disability.

2. Medical expense protection means that medical expenses caused by accidents during travel can be reimbursed. Typically, travel accident insurance should provide international medical support services. If a serious accident occurs elsewhere, the insured can enjoy international medical rescue services.

3. Personal financial protection provides financial security during travel. For example, travel accident insurance will provide compensation for luggage, damage or theft.

4. Third-party liability protection refers to the protection for the insured to be compensated for personal injury or financial losses caused by negligence of a third party. Such as third-party liability insurance in travel insurance.

5. Emergency rescue services can be provided if an accident occurs, you are trapped or injured during the trip.

6. Emergency medical transportation and body transportation refer to those who need to be sent to the hospital for treatment after an accident, or who are in danger abroad and need to return home, or who die abroad. Transportation of the remains will incur high costs. Travel accident insurance has such protection and can be reimbursed.

7. High-risk sports protection. Ordinary accident insurance does not cover high-risk sports, but some travel accident insurance can protect such sports.

8. Some travel accident insurance will provide additional compensation for taking specific means of transportation, including cars, trains, ships and airplanes, which is equivalent to taking transportation.