It's cost-effective to buy treasury bonds in reverse for a few days, and two points can't be ignored.

Compared with ordinary treasury bonds, the reverse repurchase of treasury bonds has the characteristics of strong flexibility and convenient transaction, plus its own high security and expected return higher than the bank demand in the same period. Therefore, many stock investors and wealth managers regard it as an effective short-term investment and wealth management tool to improve the utilization rate of funds. However, it is cost-effective to buy treasury bonds in reverse for a few days, and these two points cannot be ignored.

1. Choice of term

Generally speaking, the reverse repurchase of government bonds is a good short-term financial management tool, and its subscription term is one day, two days, three days, four days, seven days, 14 days, 28 days, 91 days and 182 days.

It should be noted that T+1 is available and T+2 is desirable after the maturity of the investment in reverse repurchase of government bonds, which needs to be paid attention to.

For example, we need money for a weekend trip with friends. In order to improve the utilization rate of funds, we can only buy one-day treasury bonds for reverse repurchase on Wednesday, because if we buy them on Wednesday, the principal and expected income will reach the securities trading account on Thursday, and only after the settlement on Thursday can we transfer them from the securities trading account to the bank account on Friday and finally take them out. However, on Thursday, we can still use the account principal and expected income to buy stocks. If you buy a one-day government bond on Thursday for reverse repurchase, you need to wait until next Monday to take it out.

2. Interest rate

The expected return on investment in reverse repurchase of government bonds is directly proportional to the interest rate. If the current interest rate is high, you can buy short-term reverse repurchase of government bonds, and the expected return is higher; On the other hand, you can subscribe for the long-term national debt reverse repurchase according to the fund arrangement.

it's cost-effective to buy treasury bonds in reverse for a few days, and the above two points can't be ignored. The final purchase for a few days still depends on its own capital demand and capital arrangement. It is important to note that T+1 is available for reverse repurchase of government bonds and T+2 is desirable. Tips: Financial management is risky, and investment needs to be cautious.