More and more people are unable to bear the debt, are depressed, and have no hope. What do you think?

1. Living in today's society, few people are debt-free. As long as you have done business or started a business, some people will have some debt, but you must be able to repay the debt at the same time.

2. Being in debt this period is not a bad thing, it’s just why you are in debt. If you borrow money to start a business, debt will be your motivation and nutrition, and you will be more motivated to go all out. On the contrary, if If your debt is due to other reasons, such as gambling, then the debt is like a parasite. It will torture you day by day and make you breathless. So friends, please don’t gamble. If one person gambles, the whole family will suffer.

3. So debt is not terrible. If you are full of positive energy and turn debt into motivation, then debt is not terrible, but a kind of motivation.

The year 2020 may be a catastrophe. The sudden epidemic destroyed the good wishes in many people's hearts. They were overwhelmed and burdened with heavy debts. They had no choice but to demolish the east wall to pay for the west wall. The debt In addition, the interest is piling up, and even though the house and car have been sold, it is still unfinished. My life is in darkness, and I don’t know when it will end.

No one who is in debt has it easy! Some people feel like they can't live with it even if they owe tens of thousands, while some people feel okay if they owe tens of millions. In fact, owing money is not fatal, but the pressure caused by owing money is almost suffocating.

Relatives are alienated, friends are sarcastic, debt collection calls come and go, and some even threaten to die with you. My spirit gradually collapsed, and I felt that I couldn't bear it any longer, and even had some very stupid ideas.

A few years ago, a friend of mine was heavily in debt and was so poor that he only had his last 20 yuan and could only go to the supermarket to buy instant noodles to satisfy his hunger. Every day seems like a year to him, and he feels that bad luck will come to his door. what to do? what to do? ! In a short time, his head turned gray with worry.

Once he passed by a large shopping mall and saw that almost all the people wandering around were holding beverage bottles or mineral water bottles. In the large trash can at the door, he picked up a large bag full of plastic bottles and He earned 30 yuan from selling waste paper boxes that day! He was very happy and decided to make sure his life was the first priority.

Afraid that others would recognize him, he put on a big-brimmed hat, sunglasses and a mask, and walked the streets every day. He earned nearly 6,000 yuan a month by picking up trash. A few months later, he bought a tricycle and continued to pick up waste discarded by others. A contractor at a construction site recognized him, but did not tell him. He just quietly told the guard that the waste from the construction site would be given to him for free in the future, and he Call other colleagues and ask them to take care of this face-saving friend.

Two years later, he rented a yard and started a buying station. Now he is already a well-known acquisition king here.

If a person is not afraid of death, his face will be even less important. When he is pushed to the bottom, he must fight hard. As long as you still have breath, there is a possibility of turning over. Just like a soldier in battle, you will be extremely brave if you know that you have no way out. Great successes are often forced out by others.

Don’t get too old to think about “death”. You still have your family and so many people who love you and want to rely on you. Use your courage to start a business. This is an era where there is never a shortage of opportunities, and the success rate of starting a business is still very high.

The darkness before dawn is the most difficult time. After this critical point, the sky will gradually light up, black and white alternate, and the sun rises and the moon sets in its own time. When you stand at the lowest point in your life, no matter which direction you work towards, it is the way up.

Everything will be fine! come on!

34 years old, credit card, Jianbei, Huabei, Weilihuo, Didi, Meituan, 360, totaling about 230,000, mainly from online gambling and futures speculation in the past two years, last ten years In March, my wife planned to buy a house in Changsha and needed a credit check. Then the money owed came to light, and she and her continued to have a cold war. During the Spring Festival, my family helped me pay back 100,000 yuan. I am from Hubei, and I went home this year. Because of the epidemic, I returned to Changsha, Hunan on March 25th. My wife, her parents and relatives are all in Guangzhou, and we spent the Spring Festival in Guangzhou. After I returned to Changsha, my wife asked me to go home with her and wanted a divorce. Then on March 31, we divorced. I think I will remember this day for the rest of my life. We have two daughters. Our originally happy family was destroyed by my own hands. I work in Changsha, in a small company, and my monthly income is 6,500. I usually have to travel for business, and I spend about half a month out. Now I have to pay off my debt every month after my salary is paid. When I think about owing so much money, and my income is so low, I don’t know when it will be repaid. Now I can't sleep every night and wake up at around five o'clock in the morning. My mental state is very bad every day, especially when I was just divorced. Fortunately, I am slowly adjusting now. Don't give up, if you give up on yourself. That's really the end, I can't see any hope now, so give yourself some encouragement! persist in.

I have a friend who is like this. He used to be the best in life and now he is hiding in Tibet and owes a lot of debt. If he didn’t have parents, he would not even have the courage to live. He is doing well. When I was young, I felt that I wanted to strive for financial freedom for a few years, and suddenly opened a big factory. Not only did I invest my savings, but I also mortgaged my house and car to invest in it. Later, a dispute and lawsuit took a long time, and a factory was dragged away. On the verge of death, in order to survive, I continued to take out various loans and apply for credit cards, but I didn’t expect that I would get deeper and deeper. I eventually went bankrupt and owed a lot of debt, including money from relatives, business loans, various small loans, online loans, credit cards, etc. The money from suppliers and the rent for factory buildings are known to be in the millions. I have lost my house and car. I am struggling to pay off debts every day and hide in Tibet. Some time ago, I kept receiving debt collection messages. , many court summonses were sent to him, and his card was frozen. The money he earned and was put on the card was basically not his. He had trouble eating. He felt that living was a kind of pain, and his mentality was tense.

I have sold all my assets and am still short of about 3 million. I am so disheartened that I really want to give up on life.

However, there are old people and young people at the top. What will they do if I leave? So I gritted my teeth and persevered, and endured all the cold looks and sarcastic comments. I encouraged myself countless times and never gave up...

I believe that most friends who are in debt are like me, broken down and desperate. , but we can’t just live for ourselves, we have to think more about our children and parents, so no matter how difficult it is, we have to live first and live on. After a few years, maybe it will be a different scene? In short, debt Dear friends, let’s work hard together. The world is uncertain, you and I are both dark horses!

Yes, here are all people who are heavily in debt, each with his own experience, and I have forgotten a lot for a while, and I also want to chat a few words.

I left the chef industry and worked in the stone business for a few years. I probably made hundreds of thousands, so I planned to return to my hometown in 2015. First, my child will graduate from sixth grade soon and go home early to adapt to the learning environment in my hometown. Second, I feel that I have some money in my hand and can go home and do something. After all, Beijing is so big that we can’t even compare to a drop of water. But when we return to our hometown, we may still be a pretty good person.

Hypocrisy and lack of practicality made me once again experience the pain of being like a ghost without money.

After I return home, if I rely on my skills and open a small restaurant in my hometown, not to mention how much money I will make, I will at least be able to protect my family's expenses and my children's tuition fees. But I never suppressed my impetuous and vain heart. I opened an art store and closed it within a year because my family didn't like those things. I opened a farmhouse, but the location was not good and the supporting facilities could not keep up. Business is also tepid. The most important thing is that I was too soft-hearted and was deceived by an old friend of more than 20 years into Weihai to engage in pyramid schemes. In the end, I laundered all the money and paid off 50,000 in credit card cash, 30,000 in online loans, and 30,000 in relatives and friends.

Life has not been easy for many years, and now it is even worse! My wife is not in good spirits and cannot help me in any way. Sometimes she cannot even cook a decent meal.

Although I don’t owe too much debt, I know that my ability to repay is limited. This is not a problem of hundreds of thousands, but a problem of hundreds of thousands or millions!

In the past three years, I have been using credit cards from time to time and have not overdue, but I still have a lot of money. I went back to Beijing last year and ran a takeout business for a year. It was finally a year of peace and relaxation. But this year, I encountered this deadly epidemic. I still owe more than 100,000 yuan, my credit card is four months overdue, and my hair is almost completely white. Now...

I’m no longer afraid of death. I guess only people who have owed money don’t have any fear of death.

If I didn’t have a son who is now in high school, I might have gone to meet my parents. Just because I have a child who is smart and well-educated, I have been able to pull myself back from the brink of death many times.

I know that living is a responsibility and dying is easy, but that is irresponsible!

Sometimes I can’t even take out a dollar in my pocket, but over the years, I have never let my children be embarrassed because of money. I tried every means to provide for my living expenses. As long as I called and asked for money, I would pretend to be relaxed and agree, and then start looking for money everywhere like a red-faced rooster.

My children also know more or less some of my difficulties, after all, they are old. He never spends money recklessly. Sometimes if he wants ten yuan, I will give him twenty. I know that this is my child's understanding of me.

When the children are at home, I will try my best to overcome my emotions. Even if I want to cry, I will squat in the toilet and wipe my tears alone and come out with a smile.

Now I am still not out of the predicament, but I am much calmer than at the beginning, because after all, I am not afraid of death, so there is nothing else to be afraid of.

I will try every means to make money to pay off my debts, even if I am exhausted!

1. Relative, I worked hard from 2017 to 2019 and saved 150,000 yuan. I plan to open a hot pot restaurant in my hometown in 2020 and then keep it stable. It started very smoothly. Each of the three friends contributed some money and raised 500,000 yuan in one go. They selected the brand, store location, hired people, and opened for trial operation on January 20, 2020.

Due to the early planning, the first day was still full, and on the second day, January 21, all relatives came together to support it. On the third day, I was told that I had to close down because of COVID-19. At that time, they didn't know how long they would stop, so they stopped temporarily. It will not reopen until May 1st, and business is not doing well at the moment. They calculated that they have lost about 200,000 yuan in the past four months. However, they did not give up. They distributed leaflets everywhere, attracted customers to WeChat groups, and organized promotional activities, thinking of all possible ways. If I have no money, I will write an IOU to the store owner, put my salary on hold, and make an agreement with the person who hired me. The more difficult you encounter, the more you need to calm down and not be impatient.

2. Classmate, my wife gave birth during the epidemic. I just bought a house in August 2019, paid the down payment, and took out a loan of more than 1 million yuan. He works for an Internet start-up company with a monthly salary of about 2W. In April 2020, the company could no longer persist. On the one hand, the financing failed, and on the other hand, the company's self-hematopoietic function was not good. The boss invited everyone to the office to have instant noodles together and said goodbye. He is currently looking for a job while taking care of his wife, but has not found the right one yet. As for the monthly payment, I had to borrow it from everywhere. After chatting with him, he said it was okay, but he was tired and could still carry it. Even things that I couldn’t afford to do before can now be done.

In short, every family has hard-to-recite scriptures, and adversity is also a part of life experience. As long as you do things with a clear conscience and don’t give up, there will always be a time to turn around.

No matter how much debt you have, you must live well. People must learn to solve problems and take responsibility. Only living can solve problems. Suicide does not solve the problem, but it is the beginning of billions of times more pain.

The problems encountered in this life are the problems that were avoided in the previous life. The lack of money is the lack of blessings and the lack of dedication to everyone.

Think about how to cultivate blessings, how to do things for everyone, do good deeds, and do good deeds. Will turn over.

Debt, whether it is good or bad, depends on both sides.

First, assuming that you borrow money to buy assets, such as buying a house at the right time, in fact, the house is slowly increasing in value. If you are lucky, the growth rate of the house value can exceed yours. cost of liabilities.

Second, if you go into debt to consume, for example, go into travel, then after you spend the money, you will have to use future money to fill the previous holes, and of course life will become more and more difficult. .