How about China Security Aircraft enjoying travel insurance in Japan?

With the development of economy, it is not surprising to travel abroad. On holidays, everyone will choose to go abroad to relax themselves. Japan is also one of the countries we often visit. Zhonganfei enjoys Japanese travel insurance to provide protection for consumers to travel to Japan. Let's first take a look at the insurance clauses of Anfei's Japanese travel insurance and see how China Anfei enjoys Japanese travel insurance.

insured person

A natural person who meets the requirements of this insurance contract, has full capacity for civil conduct and is in good health may be the insured under this insurance contract.

Persons without civil capacity and persons with limited capacity cannot take out this insurance, but parents who take out this insurance for their minor children are not subject to this restriction. The total amount of insurance money paid for the death of minors shall not exceed the limit set by the insurance supervision and administration institution of the State Council.

insurance

The insured amount of each insured is the highest amount that the insurer promises to pay the insured's insurance money. The amount of insurance shall be agreed by the applicant and the insurer and stated in the insurance policy.

If the insurance contract has a limit on each accidental injury, the total amount of insurance money actually paid by the insurer to all the insured for any accidental injury shall not exceed the limit on each accidental injury in the insurance policy.

Insurance period

The insurance period of this insurance contract shall be determined by the insurer and the applicant through consultation, subject to the starting and ending time specified in the insurance policy, and shall not exceed one year at the longest.

An insurer may make one or more overseas trips during the insurance period. For each trip, the starting time of insurance liability shall be based on the latest occurrence of the following situations:

(1) The start date of the insurance period included in the insurance policy;

(2) During the insurance period, the insured leaves his daily residence in China and goes directly to overseas tourist destinations. The termination time of insurance liability shall be subject to the earliest of the following circumstances:

(1) The insurance period included in the insurance policy expires;

(2) After completing the overseas trip, the insured directly returns to his daily residence in China;

(3) From the beginning of the insurance liability, reach the maximum number of insurance days per trip agreed in the insurance contract.

termination of contract

After the establishment of this insurance contract, the applicant may notify the insurer in writing to terminate the insurance contract, except that the insurer has paid the insurance money in accordance with the provisions of this insurance contract.

The applicant shall provide the following supporting documents and materials when dissolving this insurance contract:

(1) application for termination of insurance contract;

(2) Evidence of insurance contract;

(3) Insurance premium delivery certificate;

(4) the identity certificate of the insured.

Professional medical services in Japan

The biggest difference between flying to Japan travel insurance and other insurance products is the quality medical service. PrimeAssistance, a subsidiary of Japan Property Insurance, Japan's largest property insurance company, provides passengers with direct outpatient and emergency services and free translation services.

Both Plan 1 and Plan 2 enjoy special medical insurance services, and the insured can call the hotline provided by Japanese professional medical service providers for consultation 24 hours and 365 days.

Medical expenses are paid directly by insurance companies.

Passengers who purchase this product can enjoy the direct payment of medical expenses from more than 3,000 hospitals when they need hospitalization due to accidents or sudden diseases during their travel in Japan. In designated hospitals (covering major tourist cities), you can also enjoy outpatient and inpatient direct payment services. Passengers can pay in advance by directly calling the service phone number of the medical service provider.

Professional medical translation

Provide free medical translation services in professional medical institutions in Japan. During the period of medical treatment (including outpatient service), the insured can communicate with the doctor through the real-time translation service provided by PrimeAssistance without making an appointment. If you ask someone to accompany you to the hospital as an interpreter, you don't need to be paid by the insured.

Summary: The above is the introduction of Zhong Anfei's travel insurance in Japan, which mainly includes the insured, the insured amount, the insurance period, the termination of the contract and so on. As can be seen from the above, providing professional medical services in Japan can be paid in advance and accompanied by a translator.