What insurance should I buy when traveling?

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Hello! Travel assistance insurance, passenger accident insurance and personal accident insurance can be considered. Each type of insurance has its own characteristics and functions, and can be purchased according to its own specific conditions.

Travel assistance insurance

This insurance expands the original service scope of tourists' personal accident insurance, and extends the general after-the-fact claims of traditional insurance companies to timely and effective assistance in case of accidents. At present, there are more and more opportunities for China people to study or travel abroad. If you have this kind of travel rescue insurance, you can get free assistance as long as you make a phone call when you face language barriers, have an accident, or have legal disputes because you are unfamiliar with local laws and regulations.

Passenger accident insurance

Traveling by car or boat is essential. The insurance premium of accidental injury insurance for passengers in vehicles and boats has been included in the fare. Passengers are actually insured when they buy tickets, and the premium is calculated at 5% of the fare. The insured amount of each insurance is RMB 20,000, of which the accident medical fund is RMB 65,438+0,000. The insurance period begins when you check in or board the ship halfway and ends when you check out or disembark halfway.

Travel personal accident insurance

Go to the scenic spot and witness the thrilling tourism projects. When you want to experience those passions, but you feel palpitation, you can choose to take personal accident insurance voluntarily. At present, the insurance company provides this type of insurance, with a premium of 1 yuan per share and an insured amount of 1 10,000 yuan. You can vote 10 at most once. The insurance period begins when you buy insurance and enter tourist attractions or scenic spots and ends when you leave. It is best to take an insurance when taking part in adventure tour, eco-tour and adventure tour.

Personal insurance for accommodation passengers

Today, with the development of insurance, insurance companies in China have developed new life insurance for lodging passengers. The insurance premium is 1 yuan, and the insurance period is 15 days, counting from 0: 00 on the day of stay. Insurance can be renewed when it expires, and multiple copies can be cast at a time.