The difference between Touran travel agency liability insurance and travel accident insurance

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Personal accident insurance refers to a type of insurance in which the insured is killed or disabled due to an accident during the insurance period, and the insurer pays the insurance premium in accordance with the provisions of the contract. The coverage of travel accident insurance generally includes: accidental death, accidental disability, medical expenses incurred by accident or acute illness during travel, etc.

Travel agency liability insurance refers to the liability of the insurance company for the economic losses suffered by domestic and foreign tourists received by the travel agency due to the negligence or fault of the travel agency in the course of engaging in tourism business operations. The act of transferring the liability for insurance premiums to an insurance company.

Travel agencies generally recommend that tourists buy one, because no one can predict the risks encountered during the trip. For your travel safety, there is no need to save this money!