Bao Hui, Hubei Province settled the claim in the first year. Can I buy it again in the future?

Bao Hui, Hubei, settled the claim in the first year, so you can buy it later. Within 30 days before the expiration of Hubei Chenghuibao policy, the insured can apply to the insurance company for renewal, and after approval, the insurance can be renewed normally. There is no 30-day waiting period for renewal in the next year, and the guarantee will take effect immediately. Hubei Chenghuibao is a public welfare fund jointly sponsored by 360 Insurance, China Social Assistance Foundation, Zhongan Insurance, Taikang Online, China Property Insurance, yongcheng Insurance, Everyone's Pension, China Life Insurance, Zhonghui and many other insurance companies. Reciprocity aims at reducing the probability of poverty caused by illness and returning to poverty due to illness, and fulfilling corporate social responsibility.

1. The latest news from Bao Hui, Hubei Province On September 2 1, under the guidance of Guo Ke Health, the holding company of Chinese Academy of Sciences, the public welfare plan of China, Bao Hui and the launch conference of Wuhan 360 City in Bao Hui were held. 360 Insurance, together with Taikang Online, China Life Insurance, Zhongan Insurance, Zhonglian Property Insurance, Zhonghui Mutual Insurance, yongcheng Property Insurance and Everyone's Pension Insurance, announced the launch of "Bao Hui China Public Welfare Protection Plan", which was officially launched in Bao Hui, Hubei Province. This is a supplementary medical insurance that benefits Hubei people. Hubei Chenghuibao is an inclusive supplementary medical insurance for social security personnel in Hubei Province. This is a kind of commercial insurance. However, the insurance threshold is relatively low, and there are no restrictions on age, occupation and health status. At least 19 yuan can pry open the insurance amount of 2 million. The protection provided by this medical insurance includes hospitalization expenses in medical insurance coverage, with a deductible of 20,000 yuan and a reimbursement rate of 80%; Specific drug costs 15, deductible 20000, reimbursement rate 80%, waiting period 30 days.

2. Hubei Chenghuibao is the first technology company in China to build an "* * * insurance system" with United Insurance Company * *, which is jointly underwritten by seven insurance companies, including 360 Insurance, Taikang Online, China Life Insurance and Bao Zhong Insurance. An Online, Zhonglian Property Insurance, Zhonghui Mutual Property Insurance, yongcheng Property Insurance and Everyone's Endowment Insurance. The insurance has relaxed the insurance thresholds such as age restrictions and occupational restrictions. The insurance price of Huimin Insurance is divided into three grades, namely 19 yuan/year, 39 yuan/year and 199 yuan/year. The age span is 0- 17 years old, 18-60 years old and 6 1 year old. "Hubei Bao Hui" focuses on ensuring large medical expenses. The premium is only 19 yuan a year, and the maximum guarantee is 3 million yuan, of which the social security medical expenses are 1 10,000, which can be used to reimburse the treatment expenses of hospitalization and specific outpatient diseases; Medical expenses for specific drugs 1 10,000, and special drugs 15 out of the medical insurance catalogue can be reimbursed; In addition, if you participate in the activity, you can get a maximum of 654.38+00,000. 360 Insurance has made a special improvement on the effective date of insurance on the basis of simultaneously optimizing the insurance price and claim limit. Different from the unified insurance mode in other cities starting from next month, the insurance policy in Bao Hui, Hubei Province will take effect the next day, so as to avoid that some people cannot enjoy a complete one-year guarantee period due to the unified setting of the insurance validity period and validity period.

3. Hubei Chenghuibao's coverage includes two aspects: first, hospitalization medical expenses insurance, with the insured amount of 6,543.8+0,000 yuan, only the expenses within the social security scope that need to be paid out after social security reimbursement, the reimbursement ratio is 80%, and the deductible is 20,000 yuan; The second is the medical insurance fund for specific drug expenses outside the hospital for specific diseases, with the insured amount of 1 10,000 yuan, the deductible line of 20,000 yuan, and the reimbursement ratio of 80%.

4. Users can pay attention to the official account of "360 Hubei Tongcheng" WeChat, click "Insure" below, select "Hubei Exclusive Urban Interest Insurance" to enter the insurance details page, and then select "Insure Now". Yes, Hubei has a low entry threshold, no age limit and no household registration. Hubei basic medical insurance insured, as long as the insured. It should be noted that the premiums of urban residents of different ages are different. 0 to 17 years old premium 19 yuan/year; 18 to 60 years old premium.