What is the amount and duration of the tourist loan of Industrial Bank?

1. What is the amount and duration of the Industrial Bank's travel loan?

Industrial Bank has different funds for personal travel. The initial amount of personal travel loan is 6,543,800 yuan, and the maximum amount is not

The personal travel loan period of Industrial Bank is generally 3 years, and the items are as follows:

1. Overseas deposit loan, with a single loan term of 3 months.

2, tourism consumption tour fee or domestic and foreign consumption expenditure is divided into two years and three years three different amounts.

Borrowers can make reasonable arrangements according to their own actual conditions to avoid running out of loan funds after applying for loans and finally being unable to repay them.

Second, the Industrial Bank Tourism Loan

Now more and more people choose to apply for loans to travel. In order to meet everyone's loan demand, major banks have issued travel loans. Today, I would like to introduce the travel loan of Industrial Bank to you. Overview of Industrial Bank's travel loan: Travel loan is a credit loan issued by Industrial Bank to Anyu Life customers or their family members. The initial amount is 65,438+00,000 yuan, the maximum is 300,000 yuan, and the longest credit period is 3 years. The interest rate fluctuates according to the corresponding benchmark lending rate of the central bank. Application conditions of Industrial Bank's tourism loan: 1,1Domestic and foreign natural persons over 8 years old but under 65 years old, with full capacity for civil conduct. 2. If the tourist is a minor under the age of 18 or an elderly person over the age of 65, and applies for a loan before going out, the borrower (excluding foreigners) can be the parents or children of the tourist. 3. The tourist destination is a domestic borrower, which should be a high-end, high-quality or core customer of the bank, and the borrower's colleagues are limited to the borrower's family members.

3. Can Industrial Bank apply for travel loans?

Yes, just bring your ID card, proof of stable income source and proof of local residence of the loan bank to the counter.

Undai.com (cloud loan) answers for you, I hope it will help you!

4. Industrial Bank's wealth management products?

The loan products of Industrial Bank include personal study abroad loans, personal travel loans, simple loans, personal first-hand housing loans, personal comprehensive consumption loans, personal automobile consumption loans and other loans. Users can choose loan products according to their own loan needs. In addition, loans and loan records of Industrial Bank will be collected at the meeting. After the user successfully applies for a loan, he must pay attention to repayment on time.

Societe Generale's consumer finance adopts the pure credit loan model, which does not need mortgage and guarantee, and can reach up to 200,000 yuan, and the loan can be released on the same day at the earliest. There are mainly three kinds of loan products for industrial consumption finance, namely, empty-handed, family consumption loan and education treasure, which can meet the consumption and learning needs of individuals and families.

Therefore, Xingye's consumer finance background is still quite good, and it also has certain guarantees for loans, and it is still a relatively reliable consumer finance platform.