Is it really reliable for insurance companies to travel to Hong Kong and Macao?

I don't know which company told you. General insurance companies will make some travel trips. Because our manager used to be a tourist, he can get the lowest price and the most affordable itinerary. Other companies do not know how to implement it. Because there is not much money for a tour in Hong Kong and Macao, if it is a shopping group, it will cost several hundred dollars. Some may be 0 tour fees. However, if the price is low, you can go by train. It's a long journey, the itinerary is different, and the cost is definitely different. See if you want to go shopping or play. I have to buy something anyway.