Traditional Culture Encyclopedia - Travel guide - How to buy a one-day accident insurance cost-effective?

How to buy a one-day accident insurance cost-effective?

1. Pay attention to the guarantee responsibility: Before buying one-day accident insurance, you must clearly understand the guarantee responsibility of the product. In addition to paying attention to the insurance liability in the insurance contract, we should also pay attention to the exemption of liability. If one-day accident insurance does not guarantee certain responsibilities, you'd better protect yourself by other means to avoid being unable to get claims after an accident.

2. The amount of insurance should be appropriate: although the higher the amount of insurance, the more money you can get when you get out of danger, but the amount of one-day accident insurance is not as high as possible. You'd better make a reasonable choice according to the risk level of the activity and your own economic situation. If the day is a dangerous activity, you can buy a high insurance amount. If it is not a very dangerous activity, you don't need to buy a high amount of insurance, just buy it properly.

3. The renewal method should be convenient: insurance renewal means that the insured can continue the original protection by signing a contract after the protection stipulated in the insurance contract expires. One-day accident insurance may need to be changed due to the change of itinerary, but one-day accident insurance may have renewal restrictions due to its short coverage period. When buying one-day accident insurance, you can pay attention to the renewal method, try to choose products that are convenient for renewal, and avoid unnecessary troubles when the itinerary changes.

1, "I don't know which will come first, the accident or tomorrow". One-day accident insurance can protect the risks in a specific period, but the guarantee period is relatively short, and it cannot provide a relatively stable and continuous guarantee for the insured. Therefore, in addition to buying one-day accident insurance for short-distance travel, we should also pay attention to the usual accident protection. Buying a long-term accident insurance can cope with the possible economic losses caused by accidents.

2. How to buy one-day accident insurance is more cost-effective? I believe after reading this article, everyone has a clearer understanding. For those who travel for a short time, but want to have certain protection, it is necessary to buy one-day accident insurance. If the economic situation permits, it is also recommended that everyone have a long-term accident insurance, because accidents are unpredictable and unpredictable.