Which loan platforms rank higher in the rankings?

What are the top ten loan platforms?

There are more and more online loan platforms we can choose from. So among these mixed loan platforms, what are the top ten loan platforms? The following platforms are ranked in no particular order. They are all formal platforms where you can apply. You can choose the appropriate platform to apply based on your own situation.

1. Ant Finance

Ant Finance was born on Alipay’s loan platform. It mainly evaluates Zhima credit scores based on the system as the main basis for issuing loans. The main loan products include Ant Huabei and Ant Borrowing, which are the preferred online loan platforms for most people.

2. China Merchants United Finance

China Merchants United Finance is an Internet consumer finance company jointly established by China Merchants Bank and China Unicom. The main online loan products are Zhaolianhao term loan, which allows you to borrow money at any time 24 hours a day, 7 days a week, and the account is credited in real time. Depending on the user qualifications, you can apply for a loan with a maximum amount of 200,000 and a maximum term of 36 months. Interest is calculated on a daily basis and repayment is flexible. . Users with excellent qualifications can also receive preferential interest rates.

3. JD Finance

JD Finance is an Internet finance company under JD Group. Users can submit information online through JD Finance and apply for the use of JD White Bars or JD Gold Bars. The system will grant a credit limit based on the user's qualifications. It has the characteristics of online loans, no mortgage required, real-time approval, and fast payment, and supports installment repayment and early repayment. , interest calculated on a daily basis.

I have used several small loan products for my business turnover before. In fact, each small loan platform has an internal application portal, with low interest rates, easy disbursement, and high credit limit! Share it with those in need, scan the QR code below to enter!

4. Duxiaoman Finance

Duxiaoman Finance is a formal financial company backed by Baidu. Its personal consumer credit products include Manyidai, Zunxiangdai, etc. Users apply online through the entire process, and the system will determine the loan amount and loan interest rate based on the user's qualifications. It has the characteristics of fast payment, flexible borrowing, early repayment and installment repayment.

5. 360 IOU

360 IOU is a loan platform for individuals and small and micro enterprises under 360 Digits. It evaluates customer credit based on 360 big data, and on this basis Provide consumer loans that arrive quickly. 360 IOU provides loans to mainland Chinese residents aged 24 to 55. When applying, users need to submit their ID card, bank card, mobile phone number and other information online. The annualized interest rate they can apply for starts at 7.2%, and the loan amount ranges from RMB 1,000 to RMB 20. A loan worth RMB 10,000 with a repayment term of 3 months to 24 months. 360 IOU approval is fast and the threshold is low.

6. Suning Financial

Suning Financial is an Internet financial company under Suning Group. Suning Financial’s consumer credit brand is Suning Rensudai, which is mainly for individual users, providing them with shopping, Funds can be used in multiple scenarios such as decoration, tourism, education, and car purchases to provide consumers with inclusive financial services. Users can directly apply for loans online through the Suning Financial APP, and can obtain a loan limit of up to 200,000, with fast approval and flexible repayment.

7. Yixianghua

Yixianghua is an online credit loan product launched by Hainan CreditEase Puhui Small Loan Co., Ltd., targeting people aged 22 to 55. Mainland Chinese citizens are provided with loan services. We can apply by submitting our ID card online. The review of credit information is relatively loose. If there is no serious overdue, the approval and payment will be issued as soon as 10 minutes. You can obtain a revolving loan limit of up to 200,000 yuan. The annual interest rate is 10.8%, and the repayment can be divided into 6, 9 or 12 installments.

8. Meituan Finance

Meituan Finance is an Internet financial company under Meituan. Meituan loan is a convenient, fast and hassle-free way for Meituan merchants and consumers to borrow money. Mortgage credit loan service, users can apply for a loan online through the entire process through convenient operations. They can obtain a loan with a maximum amount of 300,000 and an annual interest rate starting from 7.2% (simple interest). The loan can be disbursed and repaid in the fastest 5 seconds after approval. Installment repayment is supported.

9. Fenqile

Fenqile is a consumer installment platform under Lexin. You can apply by submitting information online, and the system will automatically approve the amount, and the account will be credited in as fast as 1 minute. Fenqile can lend up to RMB 200,000, and the loan is interest-free for 30 days for loans of less than RMB 10,000. You can choose a variety of installments for repayment.

10. Anyihua

Anyihua is a loan platform under Ma Ma Consumer Finance Company. Users can apply online. Based on the user's credit situation, the system will quickly approve it, and the annualized interest rate is Between 7.2% and 24%, you can obtain a loan limit of up to 200,000 yuan. The credit line can be used repeatedly at one time, and the loan can be disbursed in as fast as 1 minute. The repayment can be flexibly staged.