If we travel with a group, should the travel agency buy insurance for us? Why buy travel insurance?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello, the risk of accidents in travel is much higher than usual, and the contents that need to be protected also have their own characteristics. It is very important for tourists and friends to know about relevant travel insurance, buy appropriate travel insurance and increase travel safety.

Why do you have to buy travel insurance when traveling with a group?

In fact, the insurance purchased by travel agencies is travel agency liability insurance, which only covers accidents caused by negligence or mistakes of travel agencies, and insurance companies do not bear the liability for losses caused by tourists' personal faults. According to the staff of the travel agency, most travel agencies will insure the "Travel Agency Liability Insurance" for tourists when traveling with a group, but it covers the losses caused to tourists due to the fault of the travel agency itself. However, personal injuries or accidents in free travel activities that are not the responsibility of travel agencies are not covered by travel agency liability insurance, and passengers cannot get compensation. Therefore, when signing a travel contract, group tourists should not only confirm the existence of the insurance, but also purchase the corresponding insurance according to their own needs.

I recommend the following travel insurance products for you. I hope you have a pleasant trip;