An Australian visa requires overseas health insurance. What kind of insurance can pass the visa requirements in China?

1. The European Schengen visa is also called travel medical insurance, or overseas medical insurance. According to the regulations of Schengen countries, since June 1 2004, applications for going to Schengen countries must be accompanied by medical insurance certificates, which is the basic prerequisite for the embassy to issue Schengen visas.

Tip: Who are the members of Schengen countries?

Schengen has 25 member countries: Austria, Belgium, Denmark, Finland, France, Germany, Iceland, Italy, Greece, Luxembourg, Netherlands, Norway, Portugal, Spain, Sweden, Hungary, Czech Republic, Slovakia, Slovenia, Poland, Estonia, Latvia, Lithuania, Malta and Switzerland.

2. What are the specific requirements for purchasing a European Schengen visa?

Travel medical insurance (personal or team medical insurance) can be handled by the applicant in his own country, or in any country. If it is not possible in his own country, it will be handled by the host of the destination country.

The European Schengen visa must include the cost of returning to China due to illness, first aid and emergency hospitalization expenses, and the compensation should be at least 30,000 euros, about 300,000 RMB.

The European Schengen visa must be valid throughout the Schengen area and during the visitor's stay.

If the purpose of the trip is to treat a disease, in addition, it is necessary to prove that the medical expenses are borne by yourself.

In some cases, such as those who are obviously susceptible to illness, higher claims must be made according to the required amount of insurance.

3. How to buy a European Schengen visa is reasonable?

The cost performance of brands and products is very important. Under the same guarantee, AIA products are more expensive, and Pacific, Ping An, Meiya and Kunlun are more reasonable. In particular, several European Schengen visa products in the Pacific Ocean are the most cost-effective products among all visa insurance at present, which meet the visa requirements of the embassy and are welcomed by friends who travel abroad.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.