Traditional Culture Encyclopedia - Travel guide - Insurance knowledge: What does travel insurance include?
Insurance knowledge: What does travel insurance include?
It is a very pleasant and happy thing to travel with your family during holidays. But there are some flaws in this comfort: travel accidents occur frequently and there are many compensation disputes. Who will pay for the travel risks? Maybe the first thing you think of is buying insurance, so how much do you know about travel insurance and what does travel insurance include? Let’s take a look at the introduction below for details.
Insurance Knowledge What does travel insurance include?
Travel has become a way for people to have fun, but there will be certain safety risks during the travel process. Therefore, we will buy a travel insurance before traveling to avoid risks. So, what does travel insurance include?
1. Travel personal accident insurance
Travel personal accident insurance is the most basic personal protection travel insurance. Travel personal accident insurance has low premiums and high insured amounts. The type of insurance offered by various insurance companies is travel personal injury insurance, which provides compensation for accidental injuries to tourists during travel. It is a very popular type of travel insurance. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country
2. Travel accident medical insurance
If you are traveling abroad, don’t forget to buy a travel accident medical insurance. If you suddenly become ill while traveling abroad, or if you encounter an accident and require emergency treatment, travel accident medical insurance may help you cover the cost. Some Schengen countries also require a travel accident medical insurance to pass the visa, which shows the importance of travel accident medical insurance during the trip. What kind of accident insurance includes accidental medical care? Which one offers more protection? Which one is more worth buying? Let’s take a look at some good accident insurance recommendations? The top 20 best-selling premium accident insurance products in 2020!
3. Travel emergency assistance insurance
When traveling abroad, you must not only have a travel medical insurance, but also purchase a travel emergency assistance insurance. Once something happens, if you purchase this insurance, you will be covered. You can get certain help in emergency situations, such as being stuck in a car, trapped in the mountains, losing important documents, etc. What kind of good medical insurance is there? Which one is worth buying? Take a look at this year’s top 10 best-selling insurance policies from insurance companies: What are some good medical insurance recommendations? An inventory of the top 20 best-selling high-quality medical insurances in 2020
4. Travel accommodation insurance
Accommodation insurance can provide you with a secure accommodation environment and claim conditions. Travel accommodation insurance can provide you with compensation for property losses caused by theft or robbery while staying in a hotel abroad.
Things to note when purchasing travel insurance
1. Check clearly the scope of insurance protection and whether it includes claim terms such as transportation accidents, personal accidents, luggage loss and flight delays.
2. Depends on the insurance exclusions. Most insurance companies will exclude participation in highly dangerous projects such as diving, horse racing, skiing, white water kayaking, bungee jumping, rock climbing, water skiing, skydiving, etc. .
3. Choose the appropriate insurance amount according to your needs. When choosing the insurance amount, 5-7 times the personal annual income can be used as a reference value. At the same time, factors such as the medical consumption level of the tourist destination need to be fully considered.
To sum up, when purchasing travel insurance, you must clearly understand the insurance coverage, insurance exclusions, and choose a suitable insurance amount to tailor it. When purchasing travel insurance, policyholders can choose the best insurance product according to their needs.
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How to buy travel insurance online
Many people think that buying insurance is a troublesome thing, and there are already many things to prepare for traveling. , it would be redundant to spend time purchasing travel insurance. This is not the case. The accidental injuries encountered when traveling will be much higher than usual. In order to protect your travel process, purchasing travel insurance is indispensable. Nowadays, online insurance is convenient and fast, and is loved by young people. Now let’s take a look at how to buy travel insurance online.
Want to travel safely during the holidays? Travel insurance is here to protect you
When the Dragon Boat Festival holiday has passed, we can still wait for summer vacation, Mid-Autumn Festival, National Day, New Year's Day... We can always look forward to holidays, but completing a satisfying and comfortable trip during the holidays But you may not be able to do whatever you want. The problem may not be with the travel strategy, or with the travel partners, but with the misguided efforts to avoid travel risks.
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