What are the financial special rights and interests of ICBC Tuniuniuren Credit Card, including these rights?

ICBC Tuniu Niuren Credit Card, launched in cooperation with Tuniu Travel Network, is the first Internet-based cross-border cooperation in the financial and tourism industries. It is also the first "Internet+" launched by ICBC targeting young customer groups. "Credit card product, so what are the financial special rights and interests of ICBC Tuniu Niu Ren Credit Card?

What are the financial special rights and interests of ICBC Tuniu Niu Ren Credit Card?

ICBC Tuniu Niu Ren Credit Card The financial features and benefits of personal credit cards include annual fee reduction, multi-currency foreign exchange fee exemption, high-value insurance services, account security insurance, time tolerance, tolerance, interest calculation rules and other financial services.

1. Annual fee reduction

Anyone who successfully applies for the ICBC TuniuNiuRen Credit Card and makes any purchase will have the first-year annual fee waived for the Platinum Card, and the first year's annual fee will be waived for the Gold Card and Regular Card. 3 years annual fee.

2. Account security insurance

If you activate the card and make one successful purchase, you will receive credit card account security insurance. The insured amount for platinum card, gold card and ordinary card is 50,000 yuan respectively. , 20,000 yuan, 5,000 yuan.

3. High-value insurance services

Platinum cardholders who successfully open and activate an account can receive aviation accident insurance worth 4 million yuan and 4-hour travel inconvenience insurance.

4. No foreign exchange fees for multiple currencies

0 foreign exchange fees for any overseas consumption. The currencies of this card are US dollars, euros, Hong Kong dollars, British pounds, Japanese yen, and Singapore. 10 foreign currencies including US dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar. When used on the MasterCard network in countries or regions corresponding to 10 foreign currencies, the account will be directly credited in the corresponding currency, without currency conversion, and the cardholder does not need to pay foreign exchange fees. When used in countries or regions other than the 10 foreign currencies, foreign exchange conversion fees are automatically waived.

5. Long time

For cards opened after November 1, 2018 (inclusive), the repayment grace period is 3 days, which means that the cardholder will be provided with 3 days of repayment. With the payment grace period service, when the cardholder repays within 3 days after the due payment date, it will be regarded as the cardholder repaying the loan on time.

6. Tolerance

For cards opened after November 1, 2018 (inclusive), the repayment grace difference for the current period is 10 yuan. On the due repayment grace date, If the entire unpaid portion of the previous period's bill is less than or equal to 10 yuan, it will be deemed that the cardholder has repaid it in full, and this unpaid amount will be included in the next period's bill.

7. Interest calculation rules

For cards opened before November 1, 2018, the interest calculation method 2 agreed in Article 21 of the "Industrial and Commercial Bank of China Peony Credit Card Articles" shall apply , if the amount due in the current period is not repaid in full, the card issuer will charge overdraft interest on the unpaid portion from the bank accounting date to the repayment date.

For cards opened after November 1, 2018 (inclusive), the interest calculation method 1 stipulated in Article 21 of the "Industrial and Commercial Bank of China Peony Credit Card Articles" shall apply. If the full amount is not repaid in the current period, For all overdrafts repayable in the current period, all overdrafts repayable in the current period will no longer enjoy the interest-free repayment period. The card issuer will charge overdraft interest from the bank accounting date to the repayment date

Revolving credit; ample interest-free repayment period; personal credit consumer loans; humanized password selection function; various installment payment methods such as telephone, POS, counter, and online banking; 24-hour online and telephone banking services; electronic reconciliation services; points reward plan.