If there is an accidental injury during the tour, can I ask the tour group for compensation? I didn’t buy insurance?

Currently, according to the latest version (April 2014 version) of the travel contract template jointly formulated by the National Tourism Administration and the State Administration for Industry and Commerce, tourists generally use the following 3 methods to purchase travel life accident insurance. Bell method:

1. Entrust a travel agency to purchase (travel agencies that do not have concurrent insurance agency qualifications are not allowed to check this option)

2. Purchase by yourself

3. Give up the purchase

It is worth mentioning that the contract stipulates that the travel agency has the obligation to remind tourists to purchase personal accident insurance. If the travel agency fails to fulfill its obligation to remind tourists to purchase accident insurance, then even if the tourists have not purchased accident insurance , the travel agency is also responsible. You can settle the claim according to the relevant product description of the travel agency liability insurance (regular travel agencies must buy it). If the travel agency has reminded that the tourist chooses to give up the purchase, it depends on the travel agency’s liability when the guest is accidentally injured. There is no liability. If there is, travel agency liability insurance can be applied. If not, tourists have basically no reason to make a claim.