Traditional Culture Encyclopedia - Travel guide - What are the options for a person's European travel insurance?

What are the options for a person's European travel insurance?

The vast majority of European countries are Schengen member countries, and according to the regulations of European Schengen member countries, before traveling to European countries, you must buy a suitable insurance outside Schengen, otherwise you will not be able to travel smoothly. Which insurance company is the best for European travel insurance?

At present, the European travel insurance provided by major insurance companies is based on the unified rate of the China Insurance Regulatory Commission, so the premiums and functions are roughly the same. I suggest you combine the service quality and reputation of major insurance companies and choose the best one. Before taking out insurance, you should pay attention to the following points:

1. Most European countries are Schengen countries, and most European countries have relatively developed economies. It is suggested that the amount of travel insurance to European countries should not be less than 300,000 yuan.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and buy it online. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger.

Which is better to insure against European travel insurance? It is very important to choose a formal insurance platform. There are many Schengen visa travel insurance products provided by insurance companies in the world. Welcome to compare and buy. Safe and Happy Journey Plan III Plan II Coverage: * Accidental death, disability of 300,000 yuan * Accident, acute medical compensation of 300,000 yuan * Dead return, travel delay and theft as low as 86.25 yuan. Coverage of Plan D: * Accidental injury during travel of 500,000 yuan * Overseas hospitalization of 500,000 yuan * Medical insurance/emergency medical assistance * emergency rescue.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.