How can the insurance compensate for the tourists' accidents during their travels? Can I reimburse those who just bought insurance?

Hello, travel accident insurance mainly compensates for accidents that occur during travel, which are mainly caused by sudden non-human factors. The scope of compensation specifically includes the following aspects:

1. Compensation for personal injury or acute death caused by accidents during the journey;

2. Compensation for medical expenses incurred in treating injuries and acute diseases;

3. Compensation for expenses required for death treatment or repatriation of remains;

4. Compensation for lost, damaged or stolen luggage carried by tourists;

5. Compensation caused by third-party liability. According to the basic standard of compensation for travel accident insurance, there are specific provisions for inbound tourism, outbound tourism and domestic tourism respectively; When a travel agency handles insurance for domestic tourists traveling in China, the insurance amount for each tourist shall not be less than 65,438+10,000 yuan. When handling travel accident insurance for foreigners traveling in China and China people traveling abroad, the insurance amount for each tourist shall not be less than 500,000 yuan. In the event of an accident during the tour, tourists will receive full, half or part of the insurance amount according to the specific situation. E Nuo accident insurance plan provides optional protection and coverage, providing comprehensive protection for 365 days of life, work and travel, with a maximum coverage of 500,000 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.