Insurance is a must when traveling to Hong Kong and Macao

It is not necessary to purchase insurance when traveling to Hong Kong and Macau.

Insurance only plays a protective role. If you have this need, you can buy it.

For example, if you are worried that some accidents may occur during travel or you may be hospitalized due to illness, you can choose to purchase accident insurance, medical insurance, etc. that can also be used for claims overseas to protect yourself.

For those who don’t know much about the above-mentioned insurance types, you can read this popular science first: What are the differences between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be any conflicts during claims settlement?

Now I will continue to tell you about accident insurance and medical insurance.

1. Accident insurance

Accidents occur randomly and unexpectedly.

When you go out to play, you will have more opportunities to interact with transportation. Compared with staying at home, the probability of accidents outside is relatively higher.

So it is necessary to purchase an accident insurance at this time to transfer the economic risks caused by the accident to the insured.

2. Medical insurance

Medical insurance can reimburse the insured’s medical expenses for hospitalization, surgery, etc., which can help us save money.

When you go out, there is a certain probability that you will be hospitalized due to food or weather reasons that may cause you to feel uncomfortable, so it is also necessary to purchase medical insurance.

Here, I have also compiled a list of medical insurance worth buying for everyone. If you are interested, you can check it out: the latest ranking of the top ten million-dollar medical insurance is out!

In addition, in addition to accident insurance and medical insurance, if you want more comprehensive protection, you can also take a look at critical illness insurance products, such as Versailles Plus critical illness insurance, which also supports overseas claims. : Versailles Plus critical illness insurance is back with a bang, in-depth review is a must-read before buying!

The above are all my answers to this question. I hope it will be helpful to you!

Hope to adopt it!

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