If I want to travel abroad, what kind of card is convenient to use?

I don’t know if the question refers to bank cards? Or is it a phone card that can be used locally?

1. A debit card (any bank is acceptable, 5 major banks are recommended)

In addition to carrying enough cash when traveling abroad (Some countries have restrictions on how much cash can be brought into the country; too little will be repatriated). It is also recommended to carry a debit card so that you can withdraw cash in the event of an accident (such as running out of cash). At present, the five major state-owned banks basically have branches overseas. You can directly exchange currency with a debit card and get local currency.

Other smaller banks are not impossible, but they sometimes incur additional handling fees and are not as convenient as the five major banks.

2. A credit card

First of all, UnionPay can also be used. It is called unipay in English. When the clerk sees a domestic customer issuing a dual-currency card, they will ask Whether to use UnionPay or Visa/Master, UnionPay payment is better and you can save money on the exchange rate.

Cards marked with VISA or MSATERCARD are acceptable. Cards with these two comparisons are currently basically used worldwide. Currently, all domestic banks can apply. Just select "Dual Currency Credit Card" in the application form. The access method is very convenient. Credit cards can be used for advance purchases abroad, solving the problem of not wanting to carry too much cash.

There is also a card mark called "AMERICAN EXPRESS", which is the famous American Express, which is world-famous for its black card-Centurion Card. However, in China, all the cards are co-branded in cooperation with major banks, so it is a bit difficult to apply for them. Ordinary friends can't use this kind of card.

3. Alipay/WeChat

In fact, Alipay and WeChat are now available in many countries. When paying, ask the service staff if you can use Alipay or WeChat. That's it. Many foreign stores will post the logos of Alipay and WeChat outside the store, so that when paying, you can just take out your phone and the clerk will understand. Very convenient! After all, Chinese people buy out the whole world. Ha ha.

Hello friends, I am Dahai and I am happy to answer your question "I want to travel abroad, what card is convenient to use?"

I often go abroad. When traveling, I think you need to prepare some cash first, followed by bank cards. Because there are relatively few people in some remote and backward countries who can swipe credit cards, it will take time to look for places to swipe cards. So prepare some cash for emergencies.

If you go to a more economically developed country, shopping malls and stores generally accept credit cards. Just bring UnionPay card, visa card, master card. And now in many countries, you can withdraw cash from ATMs with UnionPay, which is very convenient, but there is a handling fee. Nowadays, with the continuous development and progress of science and technology and the Internet, Alipay can be used in some countries.

It is best to learn about the payment methods of the country you are going to online before traveling, which is better, safer and safer. Generally, you can travel around the world with master card and visa card, because these two cards have wide coverage in the world.

I hope my experience above is useful to you, thank you.

In Asian countries, credit cards or debit cards with the UnionPay logo are acceptable. Credit cards or debit cards outside of Asia, especially in Europe and the United States, must have a VISA logo (but not many debit cards have this logo).

In many countries, credit card purchases must be from your own credit card (for example, if a wife uses her husband’s credit card to make purchases without the husband being present, it is not allowed).

In addition, in European and American countries, you do not need a password when using the VISA channel when swiping a card for consumption (no matter how complicated your password is). You can swipe the card directly and only need the cardholder’s signature to confirm

ICBC’s multi-currency credit card supports more than 10 foreign currencies, which is very powerful

Bank of China’s Global Pass credit card is also good, with no currency conversion fee

I think other dual-currency cards are better Both of these are much weaker. I have also used them.

For a debit card, choose one that offers free withdrawals at ATMs around the world. Ping An debit cards no longer offer the first three transactions for free. Yes, it depends on where you apply for a Huaxia debit card. Huaxia debit cards issued in many cities are not free.

In addition, you can’t imagine how powerful Alipay and WeChat are. They can basically be used in most cities. The country uses it at will! [呲呲][呲呲][呲呲][呲呲]

First of all, I think cash is necessary, because in some places credit cards cannot be used, and there are no developed or underdeveloped places. For example, small shops in some countries and regions cannot accept credit cards. Even many restaurants in Hong Kong cannot accept credit cards and only accept cash, so cash must be prepared.

The second is bank cards. As for bank cards, the most common ones abroad are visa card and master card, so these two cards can basically be used all over the world.

In addition, there are actually many ways to pay, so when traveling, it is safest to prepare all the methods. For example, mobile payment functions such as WeChat and Alipay are now available in many countries and regions All of them can be used. In addition, UnionPay cards have also signed agreements with many countries and regions. You can also withdraw cash from ATMs with UnionPay, but there is a handling fee or machine usage fee. Yes, the exchange rates between banks may be different, so just know it in advance. In addition to Visa and Master credit cards, you can also use UnionPay debit cards in many shopping malls. Therefore, it is safest to know the payment method at your destination in advance before going out. This can save a lot of unnecessary costs. Trouble, so that you can have fun playing and buying happily.

First of all, I am very happy to answer your question. I am a travel expert, Xiaokang.

Regarding the question of which card to use when traveling abroad, I am not sure whether you want to inquire about a bank card. Still talking about mobile phone cards, so I will briefly talk about these two points which I think are more convenient methods.

Mobile phone card

Nowadays, the three major domestic mobile phone operators can apply for global roaming services, but I feel that the price is slightly high and not suitable for long-term use of the Internet abroad. Generally speaking, I buy overseas local phone cards on a domestic e-commerce website before departure. I remember that I bought a Malaysian phone card before. It costs more than 30 yuan and can be used for 10 days with unlimited data and 100 minutes of calls. There are many online ones that sell them for overseas travel. Overseas phone card, but you must remember that you must activate it after going abroad to get the card, and it cannot be turned on and used domestically.