What type of insurance is travel insurance?

Hello! Travel assistance insurance, passenger accident insurance, travel personal accident insurance and other insurance types are all types of insurance that can be considered. Each type of insurance has its own characteristics and functions, and you can purchase it based on your specific circumstances.

Travel assistance insurance

This insurance expands the original travel personal accident insurance services and extends the general post-event claims settlement of traditional insurance companies to become timely and effective when an accident occurs. of rescue. At present, there are more and more opportunities for Chinese people to go abroad for business inspections or tourism. When you face language barriers in an unfamiliar environment, have an accident, or are not familiar with local regulations and cause legal disputes, if you have this kind of travel assistance Insurance guarantees that as long as you make a call, you will receive free assistance.

Passenger accident insurance

When traveling, traveling by car or boat is indispensable. The premiums of passenger accident insurance for cars and boats are included in the fare. When purchasing, When purchasing train or boat tickets, you have actually purchased this insurance. The premium is calculated based on 5% of the ticket price. The insurance amount for each insurance is RMB 20,000, including RMB 10,000 for accidental medical benefits. The insurance period starts from the time when you check in and enter the station or get on the boat midway, and end when you check in and leave the station or get off the boat midway.

Travel Personal Accident Insurance

Travel to scenic spots and witness thrilling and exciting tourism projects. When you want to experience those passions but are still worried, you can choose Voluntary travel personal accident insurance. Insurance companies now offer this type of insurance with a premium of 1 yuan per policy and an insurance amount of 10,000 yuan. A maximum of 10 policies can be purchased at one time. The insurance period starts from the time when you purchase the insurance and enters the tourist attraction or scenic area, and ends when you leave the tourist attraction or scenic area. It is best to take insurance when participating in adventure tours, eco tours, and thrill tours.

Personal insurance for accommodation guests

As insurance becomes increasingly developed, insurance companies in my country have developed new types of personal insurance for accommodation guests. The premium for this insurance is 1 yuan per policy, starting from 0:00 on the date of stay. The insurance period is 15 days and can be renewed upon expiration. Multiple policies can be purchased at one time.

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