Traditional Culture Encyclopedia - Travel guide - Do people over 80 need insurance to travel to Hong Kong?
Do people over 80 need insurance to travel to Hong Kong?
Travel safety insurance is insurance against all accidental deaths and injuries caused by various accidents that may occur in the process of traveling abroad (except diseases, surgery, suicide, war chaos, professional sports competitions and intentional acts), which can generally be settled by insurance companies. Its characteristics are to ensure tourism safety, comprehensive responsibility and high security.
Travel safety insurance can basically be divided into three categories: accident insurance, accident insurance, accident insurance and medical insurance. It is accident insurance calculated on a daily basis, and the number of days depends on the travel demand.
1, accident insurance, is the insurance for accidental death or disability. During the validity of the contract, the insured suffers accidental injury and pays death or disability insurance money.
2, accident insurance, accidental medical treatment, in addition to maintaining accidental death or disability insurance, but also includes an accidental medical insurance.
3. Accident insurance Accident medical treatment is the most comprehensive insurance. In addition to the above two guarantees, it covers almost any medical treatment and accidents that occur overseas.
Remarks: The three types of insurance are different, but they basically include "overseas emergency rescue service". In principle, their services include free call for help (providing Chinese service), emergency medical consultation, transfer, pick-up after discharge, reimbursement of hospitalization medical expenses, etc.
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