Traditional Culture Encyclopedia - Travel guide - How much is travel accident insurance? doubt
How much is travel accident insurance? doubt
How much is travel accident insurance? Before understanding this problem, let's learn about travel accident insurance. Travel accident insurance, that is, "travel accident insurance", refers to the insured's death or disability caused by accidents during the insurance period, as well as other protection items within the scope of protection, and the insurance liability that the insurer should bear. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Take a look at the latest list! Top accident insurance list of national insurance companies!
How much is travel accident insurance? Travel accident insurance premiums are generally calculated on a daily basis, ranging from 10 yuan to 100 yuan per day. The basic coverage covers accidental personal injury (death or disability) or unexpected medical expenses during travel and other related insurance liabilities agreed in the contract. However, we should pay attention to the exclusion clauses of travel accident insurance. If tourists have accidents due to some high-risk or adventurous activities, travel accident insurance will not compensate them. The purchase period of travel accident insurance should be longer than the planned travel time. This is easy to understand. If an accident occurs outside the planned travel time and exceeds the time limit, the travel accident insurance will be invalid. Therefore, it should be longer than the number of days of travel and the protection should be more comprehensive.
How much is travel accident insurance? What is the insurance liability?
General accidental injury insurance only bears the responsibility of death and disability caused by accidental injury. Many people think that if you buy general accident insurance, you don't have to buy travel accident insurance when you travel. However, if you still need medical care, transportation and other expenses during the trip, general accident insurance is not borne. If you buy travel accident insurance, you can bear this part of the risk. This risk is included in the travel medical insurance. What kind of medical insurance are there? Which is worth buying? Look at the hottest 10 insurance of insurance companies this year: the latest in 2020! Top ten insurance companies' hot medical insurance list
If you go sightseeing, you can buy a traffic safety insurance instead of buying a lot of travel insurance. For example, your travel is mainly by boat, car and plane, so you can buy other insurance. But if you go out with a group to climb mountains, you definitely need a travel insurance to ensure safety. If you go abroad, the risk is certain, and travel accident insurance is definitely more expensive than domestic travel insurance. When tourists face language barriers and accidents in an unfamiliar environment, or when legal disputes arise because they are unfamiliar with local laws and regulations, it is easy to have no recourse, but if there is travel assistance insurance protection, they will be relieved.
For the question of how much travel accident insurance costs, we also need to know which insurance company's products are bought. Different insurance companies and different travel insurance products have different corresponding product prices. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
Bao Ge reminds: Through the detailed answer to the question "How much is travel accident insurance", it is not difficult to see that the premium of travel accident insurance is generally calculated on a daily basis, and different insurance companies will have different prices. In addition, as the largest insurance e-commerce platform in China, Bao Ge. Com not only provides various types of travel accident insurance, but also provides convenient insurance operation. Consumers are welcome to come for comprehensive comparison, selection and consultation. I recommend the following products for your reference.
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