Traditional Culture Encyclopedia - Travel guide - 30 tips to teach you how to save money
30 tips to teach you how to save money
30 tips to teach you how to save money
1. Learn to keep accounts and reduce unnecessary expenses.
2. When buying things, try to shop around to avoid expensive purchases.
3. Prepare a special bank card for depositing money, which is not bound to any platform.
4. Don’t lend money easily. No one can lend it except your loved ones.
5. Office workers can save money and be healthy by bringing their own lunch and ordering less or no outside food.
6. Do not recharge any membership cards, such as beauty cards, shampoo cards, shopping cards, etc.
7. You can save a lot of money by not eating or eating less snacks, drinking less milk tea and fried chicken.
8. Monetize idle items and resell idle items to those in need to avoid waste.
9. Make a consumption list when going to the mall to avoid buying unnecessary things.
10. Save electricity and develop habits such as turning off lights. Don’t underestimate the small habits in life.
11. Bring your own water bottles, paper towels, and umbrellas to tourist attractions to avoid buying them outside, which are expensive.
12. Don’t pool your orders together. Don’t pool your orders to buy something just because you think it’s a discount, unless it’s a necessary item.
13. Say "we will meet again next time" readily to avoid excessive social consumption and reduce unnecessary social interactions.
14. Save water and try to reuse it. For example, the water used for washing vegetables and clothes is used for flushing toilets.
15. Buy skin care products after you have finished using them. Adhere to the "empty bottle principle". Only 2 lipsticks are enough. There is no need to hoard more.
16. Close Huabei, Jianbei, and credit cards, otherwise you won’t feel the money when you spend it, but you will feel bad when you pay it back.
17. Stop making installment payments. The actual annual interest rate for installment payments is usually more than 15%!! You will pay back a lot more than you actually do.
18. Don’t be greedy for petty gains. Don’t be tempted by big sales or sales and then stock up on things that are usable and useless.
19. Clothes, bags, and shoes should be of quality rather than quantity. Although the initial investment is high, the durability and happiness index are high.
20. If you are not satisfied with the items purchased online, return them decisively, because if you are not satisfied with the items, you may not be able to use them even if you buy them.
21. Refuse impulse spending. You don’t have to buy the first thing you see. You can consider it for a few days before deciding whether to buy it or not.
22. Learn financial management knowledge, improve financial intelligence, and learn how rich people think. Recommended books: "Puppy Money" and "Rich Dad Poor Dad".
23. When renting or buying a house, try to choose a place near your workplace. You can choose to walk to work or ride a bicycle to save transportation and time costs.
24. Force regular deposits. For example, you force yourself to save 2,000 every month, and transfer the 2,000 to your savings account as soon as you get your salary.
25. Start a side business to increase extra income. Find a side job that you like, stick to it, and accumulate it over the long term, which is also a good amount of income.
26. The item substitution method. If you need to use something, first check if there is anything else at home that can be used instead, and then consider whether to buy it. Try to live a minimalist life and control consumption.
27. Learn to value-added consumption, such as buying books, taking courses, etc., which will help improve yourself. In the future, if you master this knowledge, you can turn it into a kind of wealth.
28. Refuse to follow the trend, follow the trend, and consume all items in advance. It is never too late to buy all items when you need them. If you need to pay in installments to afford something, it is recommended not to buy it.
29. Use your medical insurance card wisely. The money in your medical insurance card is also money. Don’t buy a bunch of useless medicines. Just keep some at home. During major holidays, use the money in your medical insurance card to go to the hospital. Check and take precautions before they happen.
30. To save money, save your brain first. It is very important to develop habits. You must have a strong awareness of saving money. The sooner you start saving money, the better. It is best to start saving when you have your first income. , develop the habit of saving money even if it is just a little bit.
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