Everbright credit card travel card

Is Everbright Ctrip Travel Platinum Card Worth Applying for? Omni-directional depth evaluation

China Everbright Bank has made great efforts to enter the tourism industry, constantly issuing various types of travel credit cards and issuing a Ctrip Travel Platinum Card, which has attracted the attention of cardholders. First, this card is a standard platinum card, which can provide a variety of value-added services, and second, the non-rigid annual fee can be redeemed by points. Want to know whether Everbright Ctrip Travel Platinum Card is worth applying for? After reading this article, it will be clear.

All-round analysis of Everbright Ctrip Platinum Card;

1, annual credit card fee

Ctrip Travel Platinum Card is a standard platinum card. Compared with other banks' high-end platinum cards, its annual fee is quite conscience.

First, the non-rigid annual fee will not be deducted if it is not activated. After activation, the annual fee will only be generated after the first consumption. The preferential period of the annual fee of 2000 yuan is only 1 188 yuan, and some cash points can be exchanged. For friends who often spend money by credit card, it is absolutely no problem to save enough points in 1 year.

2. Credit card limit

As a platinum Kaka, Ctrip Travel Platinum Card can be successfully approved, and the amount is basically nothing to say. Generally, it can still reach about 30,000.

If you want to get a higher quota, it depends on the applicant's financial strength and credit conditions. If the counter card can provide certificates of large deposit certificates, wealth management products, automobile production, real estate and other materials, at least 50,000 yuan is available.

3. Credit card benefits

For tourists, the rights and interests of Ctrip Travel Platinum Card are definitely overestimated.

In particular, you can enjoy the benefits of platinum card value-added services, such as UnionPay card's airport high-speed rail VIP room service, airport shuttle service twice a year, free car rental 1 time a year, road rescue six times a year, MasterCard's overseas transactions have no threshold 1% cashback, and you can get a Ctrip gift card of 1 000 yuan if you meet the standard, which many people can't do.

In short, as a high-end travel credit card, Everbright Ctrip Travel Platinum Card is worth starting with. But this credit card is a standard platinum card, which is more difficult to handle. Let's proceed according to our own actual situation.

How much is the annual fee for Everbright Caesar Travel Platinum Card? The annual fee-free strategy is coming!

Blessed are friends who like to travel. Everbright Bank is a credit card that loves the pace of travel and constantly brings us tourism-related rights and interests. This Everbright Caesar Travel Platinum Credit Card is a Volkswagen Card. Caesar's tourism is of high quality and distinctive in overseas tourism, and this card naturally deserves its reputation. Many friends are concerned about the annual fee for the Platinum Card of China Everbright Caesars. Let's take a look!

How much is the annual fee for Everbright Caesar Travel Platinum Card?

Everbright's Caesar Travel Co-branded Card is a platinum card, which attracts the attention of the public in terms of benefits and rights, but the annual fee is not cheap, and it needs 1 188 yuan/year.

Don't worry, don't be scared by such a high annual fee. As for the annual fee, there is a way to completely waive it. You know the annual fee rules like the back of your hand. You can enjoy bonus hunter and use the card for free.

How to avoid the annual fee for Everbright Caesar Travel Platinum Card?

1, the first year: the new user will be given an annual fee deduction coupon of 688 yuan after the first transaction; Old users can deduct the annual fee of 688 yuan with 65438+ 10,000 points.

If you spend more than $500 on MasterCard for the remaining three times, you can get the JD.COM E Card in 500 yuan, so the annual fee for the first year will be collected.

2. The following year: 200,000 points can be deducted completely, and it is not difficult to get 200,000 points of Everbright, because there are often activities to send points, such as the treasure chest activities of points, and swiping cards overseas for eight times.

After deducting the annual fee, every right and activity you participate in is a positive expected return, and these rights and activities are very practical.

The above is the introduction of "Everbright Caesar Travel Platinum Card Annual Fee" for everyone, and also introduces the strategy of annual fee for everyone! If you are excited, use it at once!

Advantages and disadvantages of Everbright Business Travel Credit Card

Everbright Bank Business Travel Credit Card takes Sunshine Business Travel Platinum Card as an example. The advantage is that various rights and interests are better, but the disadvantage is that the annual fee is relatively high, which is a burden for credit card use.

The advantages of Everbright Sunshine Business Credit Card are as follows:

1, Everbright Bank Sunshine Business Travel Platinum Card belongs to a relatively advanced credit card, and the credit card amount is relatively good, generally starting from 50,000 yuan. The credit card limit for specific application still depends on the personal data provided by the applicant, and the bank will make a comprehensive evaluation based on the personal data of the applicant.

2. Platinum credit card customers spend all countable points by double calculation, and there are 3- 10 times multiple points, points giving and other promotional activities in customers' birthday months or special festivals;

3. Platinum credit card customers can also call the bank's VIP service hotline 4008-11-333 to make a telephone reservation or take the Longteng card attached with the Platinum credit card directly to the airport lounge for consumption, thus enjoying the standardized first-class waiting service provided by dozens of airports across the country.

The disadvantages of Everbright Sunshine Business Travel Credit Card are: the annual fee is high, and 200,000 points need to be deducted from the annual fee, and the card can be exchanged by phone when it is almost one year old. Integral mall is just so-so, but other rights and interests are just so-so.

Definition of credit card:

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Introduction to the annual fee rules of credit cards;

Credit card annual fee rules refer to some corresponding provisions of credit card annual fee. Before the cardholder activates the credit card, the bank shall not charge an annual fee. But most people know little about the annual fee rules of credit cards in different banks. The annual fee of credit card is mostly around 100 yuan, and some banks stipulate that the annual fee can be waived by swiping it three times a year.

Is China Everbright CYTS Credit Card OK? Is it worth applying for?

China Everbright CYTS Credit Card is a tailor-made travel credit card for travel enthusiasts by China Everbright Bank and China Youth Travel Holdings Co., Ltd., which provides cardholders with preferential services for purchasing travel products and has attracted the attention of cardholders. Many cardholders want to apply for this credit card, but I don't know if this card is good. Here are two aspects to tell you whether the credit card of China Everbright CYTS is worth applying for.

-China Everbright CYTS credit card tariff standard

Annual fee:

1, gold card 200 yuan/year (free of annual fee in the first year, free of annual fee in the following year if you swipe your card for 3 times or spend more than 2000 yuan);

2. Platinum card 2000 yuan/year, preferential period 1 188 yuan/year (500 yuan 65438+ million points can be deducted from the annual fee for the first year; 200,000 points deducted the annual fee for the following year)

Credit limit:

The maximum amount of a gold card is 50,000 yuan, the minimum amount of a platinum card is 50,000 yuan, and the maximum amount does not exceed 500,000 yuan.

Cash withdrawal amount:

Under the normal condition of credit card, the cash withdrawal amount = 50% of the credit limit, and the excess deposit in the credit card account.

Interest-free period:

The interest-free repayment period of credit cards is 20 -50 days, depending on the consumption date and billing date.

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China Everbright CYTS Credit Card Special Rights and Interests

CYTS Everbright Co-branded Card enjoys all the basic functions and services of UnionPay card of China Everbright Bank. Gold card and Platinum card customers can receive travel accident insurance with a maximum value of 6.5438+0 million yuan and 5 million yuan respectively when they pay more than 80% of the whole car fare or tour fare with a joint card, which makes the whole journey more secure. Platinum credit card customers can get airport VIP lounge, road rescue, appointment registration, golf service and other rights.

In addition, cardholders can also participate in the travel sharing meeting held by CYTS Travel, have the right of membership sales meeting, launch the exclusive explosive products and special products of co-branded cards twice a year, and enjoy the annual 1-2 promotion discount of China Everbright Bank. There are more opportunities to qualify for CYTS and participate in activities such as study tour, physical examination and parent-child projects.

Especially suitable for tourists and business people.

What is the credit card limit of China Everbright Caesar?

What is the credit card limit of China Everbright Caesar?

Caesar Travel Co-branded Credit Card launched by China Everbright Bank is a credit card jointly launched by China Everbright Bank and Caesar Travel, which is suitable for travelers. It belongs to the platinum card type and is suitable for the middle class.

Credit card quota is a concern of every credit card applicant. China Everbright Bank Caesar Travel Co-branded Credit Card has a minimum amount of 50,000 and a maximum amount of 500,000. Of course, the final credit limit needs to be determined according to the user's own qualifications. The better the credit status, the higher the income, the higher the corresponding quota for users.

If users are not satisfied with their credit limit when applying for Caesars Travel Co-branded Credit Card, they can ensure that they will pay back on time when using the card in the future, and use Caesars Travel Co-branded Credit Card for consumption, thus prompting them to increase their credit limit.

Everbright Caesar credit card activity

Since China Everbright Caesar Credit Card is a joint credit card, it must have special services different from other credit cards. Everbright Caesar credit card users can enjoy the VIP lounge rights of the airport and high-speed rail, and can also enjoy the airport shuttle service twice a year. In the first year of applying for Everbright Caesar Credit Card, they will also provide users with three aviation delay insurance and travel accident insurance.

Everbright Caesar credit card spending can get double points, and users can get triple points in the birthday month. Users with Everbright Caesar Credit Card can get 1 yuan 2-hour parking or 48-hour parking service in the designated airport parking area, and cardholders can enjoy a 6.2% discount on tickets when they play in the scenic spots cooperated by Everbright Caesar Credit Card.

Personal activities may have a certain period of time. Every month, China Everbright Bank will launch new credit card activities for China Everbright Caesar credit card users, so users can pay more attention. The preferential activities they can enjoy every month need to be based on the actual activities of China Everbright Bank.

Everbright Caesar Credit Card Annual Fee

All bank credit cards generally charge users an annual fee, but many banks also have their own annual fee-free activities for different card types. Annual fee of China Everbright Caesar Credit Card 1 188 yuan/year. At present, there is no annual fee-free policy for the first year. However, after the user makes the first transaction with China Everbright Caesars Credit Card, China Everbright Bank will present an annual fee deduction voucher of 688 yuan, which can be directly used by the user to deduct the annual fee of China Everbright Caesars Credit Card.

The annual credit card fee is a place that many credit card users easily ignore. Therefore, many users may think that there is no need to return the credit card bill this month because they have not made any consumption in the month when they need to pay the annual credit card fee, which may cause overdue records for themselves. Therefore, users need to check their credit card bills regularly to avoid missing the repayment.

How much is the annual fee for Everbright Ctrip Platinum Card? Free annual fee strategy!

Everbright and Ctrip jointly created the Platinum Card for Ctrip Travel. New customers will receive 1.5 million Ctrip gold coins when they meet the standards, and they can also enjoy the VIP lounge of the airport high-speed rail and two airport shuttle services. This is a real platinum card. And we all know that the annual fee of this platinum card is usually very expensive, and it is a rigid annual fee. How about the annual fee for this Everbright Ctrip Platinum Card? Let's have a look.

How much is the annual fee for Everbright Ctrip Platinum Card?

Friends who know about credit cards should know that the annual fee of credit cards is linked to the level of cards.

Ctrip Travel Platinum Card is a single-currency credit card of UnionPay and MasterCard, which belongs to platinum level. The card is valid for 5 years, and there is no supplementary card. Its annual fee is implemented according to the current annual fee standard of Platinum Card of China Everbright Bank, that is, the annual fee of the main card is 2000 yuan/year, and the card is not activated, and it is generated after the first consumption or cash withdrawal, and the annual fee of the following year is charged on the same day every year.

For example, the nuclear card was successfully approved on July 30, 20 19. After it was activated on August 30, 20 19, it was withdrawn 1 time from August 30, 2020, which is a one-year annual fee calculation cycle and is valid for five years.

It can be seen that although Everbright Ctrip Travel Platinum Card is a platinum card, it is not a rigid annual fee. If it is before 202 1 12 3 1, you can enjoy the extra annual fee discount. The annual fee for the first year of the main card 1 188 yuan/year, or use 500 yuan 65438+ million points to deduct; The annual fee for the main card in the following year is 1 188 yuan/year, or the annual fee can be deducted by using 65438+ million points in 500 yuan.

Although there seem to be many points to deduct the annual fee, it is actually very easy to do. You can enjoy double points and triple points in the birthday month by using Platinum Credit Card, and you can also get points for RMB withdrawal according to the withdrawal fee of 100. The points earned will take effect within 3 working days.

To sum up, Everbright Ctrip Travel Platinum Card is a big platinum. Although the annual fee is expensive, it can deduct some cash points, which is quite conscience compared with the hard annual fee of other banks' big platinum cards.

Let's stop here for the introduction of Everbright Credit Card Travel Card.