What is international travel insurance?

Hello! It is best to buy one when traveling abroad. If you travel to European Schengen Agreement member countries, international travel insurance is one of the necessary conditions for passing an embassy visa and is a must-buy insurance. The so-called international travel insurance refers to overseas travel insurance. When purchasing, you can purchase it as needed based on the level of medical expenses in the country of travel and the actual risk of personal accidents faced. In terms of insurance coverage, if you travel to European Schengen countries, the medical insurance coverage must not be low. If you travel to other countries, you can set it based on the local medical expense level. The death and total disability insurance coverage for international travel insurance should be set at 10 times the annual income of the insured. In terms of coverage, international travel insurance usually includes accidental death and disability compensation, medical expenses, hospitalization allowances, etc. Some accident insurance products also include medical evacuation and repatriation expenses, repatriation expenses of deceased remains, etc., but the corresponding premiums It is also higher. It is recommended that travelers choose based on the risk level of their own itinerary.

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