What kind of insurance should I buy for a self-driving trip to Hainan?

The following insurances are required for self-driving travel:

1. Self-driving travel insurance: It is a high-risk category of accident insurance, and most insurance companies will include it in the travel insurance category. , which can mainly protect private car drivers and passengers from various accident risks that may be encountered when traveling by car. It generally covers the basic liability of ordinary travel accident insurance, and also additionally covers road traffic accidents while driving or taking a self-driving car. Safeguarding responsibilities.

2. Compulsory traffic insurance is compulsory to purchase by the state. If you don’t buy it, you can’t go on the road. Compulsory traffic insurance provides basic protection: for losses caused to a third party, the insured amount is usually small, and the liability and non-liability compensation are in Between 18,000-180,000. It is often not enough for car owners who have an accident, so they can add third party insurance as protection.

3. Car damage insurance: Whether it is a small bump or a major repair, it can be compensated. After the reform, the car damage insurance not only does not include deductibles, but also includes collision, overturning, falling, fire, and other additional risks.

4. Seat insurance: It is a commercial car insurance. Car owners can voluntarily insure it. It mainly covers the personal casualties caused to the people in the insured car after the insured accident occurs, but it only covers the insured seats. Casualties of personnel.