Can I withdraw the temporary limit?

Temporary credit card line cannot be cashed out:

1. Credit card cashing refers to the behavior that the cardholder withdraws the funds in the credit line of the card in cash by other means without paying the bank withdrawal fee.

2. Credit card cashing is illegal, and the central bank is studying to record the cardholder's cashing behavior in the personal credit information system, which will directly affect his personal credit record.

3. In order to further crack down on credit card crimes, the Supreme People's Court and the Supreme People's Procuratorate promulgated the Interpretation on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management, which stipulated the sentencing standards for related credit card crimes and clarified a series of difficult issues in the application of laws in handling criminal cases of Impairment of Credit Card Management.

Extended information:

1. Temporary credit line, as its name implies, refers to the credit line temporarily adjusted by the bank for credit card holders. Generally speaking, the temporary credit line is raised. ?

2. If the fixed credit limit of your credit card is not enough (for example, decoration, travel, etc.), you can call the credit card center of the issuing bank and ask the customer service to temporarily increase the credit limit within a certain period of time. The customer service will determine whether the credit limit can be temporarily increased for you according to your card usage record, and the credit limit will be transferred back to the original fixed limit after the specified time.

3. The credit card has a good record, and the credit limit can be temporarily increased if there is no overdue or other illegal card use, and the scope of increasing the temporary credit limit is generally controlled at x times of the fixed limit. On Christmas, New Year's Day, Spring Festival, Eleventh and other fixed holidays, the bank credit card center will actively adjust the temporary credit card limit, and generally increase the temporary credit limit by x times the fixed credit limit for cardholders' holiday consumption.

Reference: Baidu Encyclopedia-Credit Card Cashing

Reference: Baidu Encyclopedia-Temporary Credit Line.