What do you think about wool harvesting?

Have you ever collected wool?

Or, do you have a friend around you who likes to pluck wool?

Attention, this hair is not that hair!

Friends who play card games know that the so-called "snatching" is to use various preferential activities and rights of banks and merchants to save yourself money, and even have the opportunity to make some money. The most common one is to "snatch" credit cards. of wool.

Baidu Encyclopedia also has a professional explanation of wool harvesting, which refers to the behavior of specifically collecting and sharing preferential information released by various merchants, banks and other financial institutions, so as to obtain some discounts for oneself and the lives of people around him.

So, some people say that only people who like to take advantage of small advantages will go to the wool harvesting, and they will not hesitate to expend their brainpower and energy for a small discount; some people also say that the wool comes from the sheep, and you think it is a profit. Well, in fact, the money has not been spent, and the bank is not stupid.

To this end, we also interviewed a group of wool experts of different card-holding ages, let’s hear what they said:

@阳阳乐 70后gemini mother Monthly salary in the media field is 10k+.

“I was accidentally recommended by a friend to apply for my first credit card. Later I found out that the credit card actually had discounts, so I searched online and found a card that provides discount information on various bank cards. Hui APP, started the wool harvesting journey.

As a mother of two children, I inevitably have to worry about family expenses. In my opinion, wool harvesting is a kind of fun, if you do it every day. If you can make a few deals and save a little money, you will make a profit.

I don’t think that picking up wool is just taking advantage of it, because you actually spend money every time you make a deal, but the difference is that you Spending less money than others to buy the same thing, so saving money based on your ability is also a kind of wisdom, and it is also very happy and has a sense of accomplishment!

The most impressive wool experience, I accidentally participated in a question answering activity on a car forum. The grand prize at that time was a one-year right to use the latest mini Cooper. There were only two winning places in the country. I was one of them. I was very surprised and surprised. It can be regarded as a ten-year-old car. This is the biggest pile of wool I have harvested in years.

I thought I was already a DLB, but later I found out that what I harvested was just a little bit of wool, and what others harvested was a DLB. He said that he made 500,000 yuan in one day by participating in the UnionPay 138-50 activity. He probably took 180 mobile phones to use them together. This is really costing his life. This is the master. I don’t have that much. Time and energy, just play around.”

@黄小黄 Post-80s Leo girl’s monthly salary in foreign companies is 20k+

“I started to contact Kahui at the end of 2016, and I have been on the road since then. The point of no return when playing cards and collecting wool. Just like everyone feels lucky when they enjoy discounts in consumption, I was no exception.

When I first started collecting wool, applying for a card was chaotic and I had no plan. There was no rules. Later, I learned through card benefits that different credit cards have different benefits, so I applied accordingly. What attracted me more was to accumulate miles through credit cards. After all, the demand for travel consumption is increasing in life nowadays, and I wanted to use credit cards. Save more on travel expenses.

In December last year, UnionPay Cloud QuickPass was offering a 40% discount. I bought more than 640 yuan of goods at Lotte Mart Supermarket, and after taking advantage of the discount, I lost nearly 1% in one day. It’s more than 400 yuan. Now that I think about it, I still feel unsatisfied. Later, I didn’t do it so vigorously.

I think that harvesting wool is for enjoyment rather than suffering. You can enjoy a better life with the same money. Don't just save money for the sake of saving money. You should collect it according to your needs. You can't put the cart before the horse because you will lose something more important or waste too much time and energy.

As for those who don't collect wool, the gain is not worth the loss. People, it can only be said that everyone has different needs. Maybe what you think is happy or useful does not matter to others. In short, you must make yourself happy when gathering wool. Just be happy, not unhappy! ”

@梦小Rabbit Aries girl born in the 90s has no job, the legendary rich second generation

“The first time I knew there was a discount on a credit card was when I was eating and saw the door of the store. There was a roll-up banner that said 50% off for swiping a card. After I went home and searched on Baidu, I discovered that the Kahui APP could actually screen out so many preferential merchant information, so I quickly downloaded and registered, and started my hair loss journey.

For me, I usually participate in more dining discounts, and the others are shopping and travel discounts. Familiar discounts will be used habitually in a planned way, such as the year-end discount season, weekend travel dental festivals, etc. .

The most exciting thing is the 10% discount event held by Pudong Development Bank every month in the business district. After swiping the credit card to meet the standard, you only need to collect the credit cards of all your relatives and friends, and then make whatever you want.

I usually recommend activities to friends who are familiar and close to me, but I don’t like to be asked many practical questions. I think this kind of wooly person is too lazy and doesn’t like to think. As for those who don't take advantage of the situation, in my opinion, they are either rich and willful and don't care, or they are stupid and don't understand. After all, harvesting wool also requires online financial and IQ.

Shearing wool can make you rich quietly, but will anyone still have trouble with money? Although the threshold for more and more activities has been raised, and the discounts have been tightened, which makes you feel tired when you collect them, it also places new demands on your wool ability, and I am the kind of person who is a bit poor ( This makes me feel so embarrassed), and I happen to be someone with some arithmetic skills. Sheeping wool makes me happy. ”

@H小平90s Aries boy product manager’s monthly salary is 20k+

“I started applying for credit cards when I was in college, but I didn’t know much about credit card fraud at that time. I know very well, maybe it was simpler when I was in school, hahaha.

So far, I have platinum cards from the four major banks and multiple credit cards from 14 other commercial banks. The first time I really started wool-ginning was in 2015. I was eating in a fast food restaurant and found out that I could get a huge discount, so I started my hair-grooming journey. Now that I have started working, I still like to eat fast food, so I often go to restaurants like Shin Kung Fu, Holiland, Burger King, Yoshinoya, etc.

In addition, every year when I go out to play, I will get some overseas shopping cashback. The biggest one is that I got an invitation letter to travel to Australia in January this year. Although it only lasted for two days, it was still a big deal. I'm so happy, I even helped my friends buy a lot of treasures.

For me, shearing wool is naturally to save money. Why should I donate the money I can spend less? If it is beautiful, I can make money. For example, I traveled to Australia this time. Just imagine if I How much does it cost to buy a ticket from Beijing to Australia? Those who don’t like to pluck wool are rich people. ”

@熊猫大仙 Post-80s Libra Barbie Apple store clerk’s monthly salary is 10k+

“I started to get involved in wool harvesting in 2016. I was introduced to it by my colleagues at the time. People who can harvest wool can also make a living.” people.

My biggest mistake was participating in the 711 convenience store Apple Pay 32% off event. I prepared 170 cards (shh, please don’t be surprised that I have so many cards), each card cost 22-10 yuan. , you can do the math, how much did I collect at that time?

After becoming a nanny, I became more diligent in collecting wool. My wife and children usually buy and eat whatever they want, as long as they have wool. I won’t buy it at full price, but I must order it from convenience stores and restaurants every day. There is less participation in air tickets and hotels. Those who have enjoyed overseas rebates with China Construction Bank will probably spend more energy on family outings when their children grow older.

Speaking of the motivation for harvesting wool - it is to save money, especially after you have the card discount. When you open the card discount on your mobile phone, you can see what wool can be harvested around you, and you will not feel tired. There will be more of them every festival. As for those people who don’t want to take advantage of it, I think one of the reasons is laziness, and the other is that they don’t believe that banks have discounts, or they don’t believe that such good things will happen to them! ”

@强胜70的 Leo uncle’s monthly salary in traditional fields is 15k + I have held it for 13 years. I remember that my salary at that time was only 1,800, and the initial limit given to me by China Merchants Bank was 2,000. It seems that my age has been exposed, hahaha.

Later, the first time I learned about credit card discounts was when I received an event email from China Guangfa Bank. At that time, computers were generally used to send and receive emails. Mobile phones were not smart enough, and the bank did not have an APP. At that time, I used I still use an iPhone of the first generation to check the official website of China Guangfa Bank for activity information.

The third line is ICBC. At that time, every time New World Department Store had a sale, ICBC had a coupon-free activity with every purchase, so I went to apply for one. So far, it’s been a *** I have credit cards from 11 banks.

Usually there are a lot of catering options. Bring the whole family and eat at half price on Fridays, and buy one get one free at Starbucks. It’s very relaxing. I eat woolen meals outside basically five days a week, and I don’t use more than 1 liter of oil for cooking at home in a year. There aren’t many big deals such as airplanes and hotels, because I don’t travel much. At most, I can use a platinum card at an airport VIP lounge or get cash back abroad, and there are rarely delays when flying.

Nowadays, when I see the original price when I go out to make a purchase, I won’t pay it decisively because I have become accustomed to it. Although the rules and thresholds are getting higher and higher, it doesn’t bother me. After all, it is real money. The money is received, and harvesting wool is also fun. Sometimes the wool you plan before will bring you surprises. Personally, I feel that only those who make a lot of money will not harvest wool. They will think it is unnecessary or more cumbersome. ! ”

@nuannuan70’s post-Leo mommy doctor’s job has a monthly salary of 10k+

“I usually like to take my baby with me on weekends to pick wool. We can go shopping in gourmet supermarkets and watch movies. Currently, we have With 10 years of card experience, starting from the first swipe of the credit card sign-up gift, I have joined the ranks of those who want to earn more.

Because I usually trade stocks, and everyone knows that there will inevitably be losses in stocks. At this time, picking up wool can make up for my losses in stocks, give me some comfort, and make myself feel better that day. . I usually gather wool with everyone in the Kahuida crowd, and it feels very happy!

Those who don’t want to work hard can also understand that there are many colleagues around me who are aloof and won’t bother to study for a little wool. After all, everyone’s lifestyle is different, so this is also true. Very normal.

”

@花香Post-90s Taurus girl’s monthly salary in the IT field is 20k+

“Pulling wool is actually a mental and physical job. People who are too stupid are not suitable for plucking wool. Hahaha, you can do it.” The hairy ones are all elites. If you don’t believe it, many people often get slapped when they are picking up wool. Hehe, it’s a joke. In fact, sometimes picking up wool also depends on luck.

For me, harvesting money means making money. People who know how to harvest wool know how to save money in life.

Many friends around me actually admire people who can shear wool. They think that shearing wool is also a way to manage money. Even if you are not rich, as long as you can shear wool, at least your quality of life will improve. It has improved somewhat on the original basis.

Now I just hope that the bank cooperative merchants in small cities will come a little earlier. When I go home during the Chinese New Year, I find that there is almost nothing to harvest in the small cities in my hometown.

”

Some people do it for happiness, some people do it to save money,

Some people have developed a habit of shedding wool, and some people have learned to manage money through shedding wool.

From these Generally speaking, shearing wool has become a life attitude of the wool party.

What about you? What do you think of shearing wool?

Welcome to write. Please post your wonderful answers. Kahui looks forward to more attitudeful voices~