How to apply for a travel loan

The application conditions for personal travel loans are slightly different in different banks, but generally speaking, the following conditions need to be met:

1. Aged 18 years old (inclusive) or above and 60 years old (inclusive) ) or below, citizens of the People's Republic of China and the People's Republic of China (excluding residents of Hong Kong, Macao and Taiwan) with full capacity for civil conduct.

2. Have a valid residence ID and a fixed residence.

3. Have a legitimate occupation and a stable source of income.

4. Provide property mortgage or third-party guarantee approved by the lending bank.

5. Have a good credit record and willingness to repay.

6. Other conditions stipulated by the lending bank.

The one-million limit advertised as a cheat for increasing your credit limit is too far away, but you can use it to increase your credit limit by 50%

Personal travel loan application materials:

1. Borrower Proof of identity, marriage, and residence;

2. Proof of income and description of property status of the borrower;

3. Loan application;

4 , loan purpose description and repayment plan;

5. Other information required by the bank or lending institution.