How to use Everbright Credit Card?

How to use the credit card of China Everbright Bank to save the most money?

Friends who apply for Everbright Credit Card for the first time must pay attention to some matters. Credit cards are not better than savings cards, nor are they used as a scourge. This paper provides some tips on credit cards of China Everbright Bank.

Method 1: Don't leave change for bank credit card repayment.

It is suggested that cardholders must read the bank credit card bill carefully, and it is best not to leave change when repaying. Although most banks have a tolerance repayment system, if you don't have much change in your bank credit card, there will still be a penalty interest.

Method 2: Apply for bank credit card installment repayment.

If you are unable to repay your credit card and don't want to generate interest, the cardholder can choose to apply to the bank for installment repayment. Installment interest is generally zero interest, but a handling fee is required. If you owe a large amount, this is undoubtedly a good way. A fixed fee is always much cheaper than interest.

Method 3: automatic repayment by bank credit card.

Bind my debit card with the bank credit card, and the bank will automatically help you repay when you repay, avoiding interest. However, it should be noted that the cardholder should ensure that there is enough balance in the debit card.

Method 4: Bank Credit Card bonus hunter

Every month, China Everbright Bank will hold a lot of points discount activities, which are also credit cards. Try to use credit cards for shopping, accumulate points quickly, pay attention to Everbright WeChat official website, and check promotions from time to time.

Related activities:

China Everbright Bank gives away the phone bill, starting from 100 yuan!

Cheyou's favorite, 10 yuan car wash!

How to play Everbright Credit Card?

The first thing to emphasize is that this is an introduction to Everbright Credit Card.

After reading this article, you will probably have an outline impression of the credit card of China Everbright Bank, which can provide some introductory knowledge for those who don't know this bank.

Shukabi platinum

For cardholders who have already set up Everbright Credit Card, the discount offered by Everbright Credit Card to customers above platinum and diamond level is simply outrageous.

Like JD. COM full reduction, holding a gold card, can only see.

The Platinum Card of China Everbright Bank is very different from the Jinpu Card. Many policy activities, benefits and eyes are given to cardholders above the Platinum Card level.

Therefore, Everbright's card must be platinum, so don't hesitate, otherwise you won't get any benefits in these card-breaking activities.

One more thing, at present, Everbright's Jinpu card and some platinum cards have opened the Internet Shentong Road at the same time. Although the number of cards issued may not be very high, platinum cards may be exhausted.

Moreover, according to the feedback from many card friends, the information required for handling gold and platinum cards is actually similar.

If you have a normal job and pay social security, you may apply for a platinum card for the first time, so don't hesitate to get a platinum card for the first card. Don't make do with a gold card if you don't give it.

Because, Everbright has a disgusting policy, and the second card is rejected on your head.

However, if your first card is a gold card, and the card approval amount is less than 30,000 yuan, applying for a second card will "not conform to the cardholder's card use policy of our bank."

The meaning behind this sentence: I gave you a gold card with a quota of 1.5 million. You have to use it slowly and gradually increase the quota to more than 30 thousand yuan before giving you a chance to apply for platinum.

Ladies and gentlemen, once every six months, each increase is 15%. How many years do you think it will take you to reach the quota of 30 thousand yuan?

Which cards do you apply for?

Although I don't have much research on Everbright Credit Card, I know the only platinum card on the market that cooperates with Longteng.

This is a door-to-door card, so if you want to get a Longteng right card, then this one is the first choice. Moreover, it is the platinum card level of Everbright Credit Card, which can handle most activities.

Longtengka may not be known to some white people, but it is equipped with a number of platinum Longteng travel rights cards, and enjoys the rights of high-speed rail VIP rooms, VIP room snacks, restaurants and airport VIP rooms for free.

Of course, Longteng cards are generally electronic cards now. Everyone can go to Longteng APP to activate electronic cards, and physical cards are rarely issued.

There are also Everbright's classic business travel platinum card and Sunshine Platinum card, which have good face values and are also some business travel rights.

Last year, Caesar Travel, a joint outbound travel expert, also issued a set of platinum cards, which is the following one.

It is also a platinum card level, with some travel rights and co-branded cards. Of course, joint ventures have more resource rights and interests, and people who like to travel can consider this card.

Annual fee: In addition, annual fee is the only difference between platinum card and pseudo-platinum card. The annual fee of the entry-level Platinum Card of China Everbright Bank is priced at 1 188 yuan, and some of them will be deducted from the annual fee coupon of 688 yuan, and the actual annual fee of 500 yuan will be paid.

The following year, points can be deducted.

Shenka raiders

(1) For the first card, please try your best to provide your own proof of applying for platinum card level, proof of social security payment, proof of income, valid proof of asset strength such as other banks' cards with a limit of more than 50,000, real estate license and driving license.

(2) The probability of issuing and approving cards is much higher than that of online application, and the success rate is high.

(3) Issuance of wealth management deposits is the most useful routine for banks to handle cards, with a wealth management income of 65,438+10,000 yuan. If you want to get a card, ask the business manager to recommend it to you.

(4) If you don't want to apply for an annual fee such as a platinum card, you only need a gold card. In fact, the easiest way is to take the Alipay card application channel, and you will decide whether to grant the card according to your sesame score.

This routine is also the most effective channel for people who can't provide too many credit certificates.

Everbright face-to-face signing is actually the time to provide credit certificates. Whether the interview is passed or not directly affects whether you approve the card. In other words, Everbright's face-to-face signing is the key factor that determines your card issuance.

quota

Everbright Credit Card is one of the banks with the most frequent feedback from netizens.

6 months to increase the fixed amount, each time 15% rhythm, 3 months to try to increase the temporary amount by telephone.

If you are not too long, you can raise it to the upper limit of some grades.

For example, the maximum amount of a gold card is 50,000. Even if you only approve 1 10,000, I will mention this amount to you as long as the time is long enough, unlike Bank of Communications, which will not care about you at all.

After several years of use, the platinum card level can basically exceed the quota of 654.38+ 10,000, which is very awesome, but it takes time to witness the miracle.

As long as you are patient.

Let's call it a day.

Guide to the operation of Everbright Bank's credit card before use

How to activate the credit card of China Everbright Bank?

How to check the application progress of China Everbright Bank's credit card?

How to set and modify the credit card password of China Everbright Bank?

How to activate the credit card of China Everbright Bank?

First, the customer service phone activates the credit card.

1. After receiving the credit card, fill in your mobile phone number or home phone number in the application form and call the 7X24 global service hotline of China Everbright Bank: 4007-888-888;

2. Press "2" and select "Self-service Voice Service";

3. Input and ID number;

4. Press "1" and select "Credit Card Activation";

5. Consume with signature-set query password-finish;

Or through password consumption-setting transaction password-setting query password-completion.

Second, activate credit cards online.

In addition to activating the credit card by phone, you can also log in to the Credit Card Center of China Everbright Bank (); Select the "Online Activation" function to activate your credit card online.

Tips:

1. Click to get the dynamic password, and we will send the dynamic password to your mobile phone number reserved in China Everbright Bank. Please check it carefully.

2. Please log in with a dynamic password within 15 minutes, otherwise the dynamic password will be invalid;

In order to ensure the security of your personal information, please don't log in my credit card in public places such as Internet cafes.

In order to ensure that you can use my credit card normally, I recommend using IE6.0 browser.

Please click the "exit system" button after use to ensure that my credit card is safely disconnected.

How to check the credit card application progress of China Everbright Bank?

1. One of the ways to inquire about the credit card application progress of China Everbright Bank-online banking inquiry.

Log in to the Credit Card Center of China Everbright Bank, click "Application Progress Query" to enter the credit card application progress query page, and enter the ID number to query the credit card application progress results.

Operation process:

1. Log in to the credit card center page of China Everbright Bank () and click the function of "Application Progress Query" on the left;

2. After entering the "Credit Card Application Progress Query" page, enter the name, ID number and other information to query the credit card application progress of China Everbright Bank.

Second, China Everbright Bank credit card application progress inquiry method-customer service telephone inquiry.

Call the customer service telephone number of China Everbright Bank at 95595 or 400-8 19-5595, and enter the relevant ID number according to the voice prompt to check the credit card application progress of Everbright Bank.

Iii. Inquiring about the progress of credit card application of China Everbright Bank-inquiring about business outlets.

Users who apply for the credit card of China Everbright Bank can not only inquire online and call customer service, but also bring their ID cards to the nearby business outlets of China Everbright Bank to inquire about the progress of credit card application.

How to set and modify the credit card password of China Everbright Bank?

1. Introduction of credit card password setting of China Everbright Bank

You can decide whether to use a password for consumption. You can modify the consumption verification method through the 7X24 global service hotline 4007-888-888 of China Everbright Bank.

For example, you can change "consumer signature with password" to "consumer signature with password". After modification, when you use the card, you can swipe the card or enter any six digits and press the Enter key. After the transaction is completed, POS will print out the shopping list and sign it for confirmation.

Two, China Everbright Bank credit card password setting and modification methods.

Channel for setting consumption password: Call China Everbright Bank 7X24 global service hotline 4007-888-888 and select "Manual Service". The customer representative will set or cancel the consumption password according to your application, which will take effect immediately after the setting is successful.

You can modify the transaction password through China Everbright Bank 7X24 global service hotline 4007-888-888, the counter of China Everbright Bank and the self-service equipment of China Everbright Bank.

Apply for a credit card

How to use Everbright Credit Card? The introduction of which Everbright Credit Card ends here. I wonder if you have found the information you need?