Traditional Culture Encyclopedia - Travel guide - What credit card is better for traveling to Thailand?
What credit card is better for traveling to Thailand?
To travel to Thailand, you can use UnionPay card, VISA and MASTER. There are not many merchants with UnionPay cards in Thailand. Please ask before you swipe your card. If you can pay UnionPay card, there is no handling fee. If the merchant does not have UnionPay, swipe the credit card (VISAMASTER, etc. ) and consult the issuing bank about the credit card handling fee.
For more information about which card to use to swipe your card in Thailand, please visit: See More.
Can I use MasterCard to travel to Thailand?
You can use MasterCard to travel to Thailand. MasterCard supports spending in more than 265,438+00 countries and regions, including Thailand.
MasterCard was founded in 1966, and its global headquarters is located in new york in the eastern United States. As the world's leading payment company, MasterCard is committed to providing consumers around the world with a more convenient and efficient financial payment environment. MasterCard provides global business links for global financial institutions, governments, enterprises, merchants and cardholders through consulting services of payment joining, processing centers and payment industry. With its brand, core products such as credit cards, debit cards and prepaid cards, and innovative multifunctional platforms, MasterCard has continuously promoted its global business, serving consumers, governments and merchants in more than 265,438+00 countries and regions.
Can I use more information about MasterCard travel in Thailand? Go to: See more.
What credit card is better for Thailand?
1, credit cards and savings cards can be used to travel to Thailand, and they must be UnionPay cards. It's more appropriate (safer) to use a credit card to buy things in supermarkets and shopping malls. If you need to withdraw cash or exchange Thai baht, the savings card will be more secure. 3. savings card. In Thailand, all UnionPay cards can be exchanged for Thai baht locally. The exchange method is as follows: (1) special exchange shop (said to be a small exchange shop, but it will still be higher than the normal international exchange rate); (2) There are many self-service ATMs in the street, but the UnionPay sign is required. Basically, the exchange rate of Green Shop or ATM is the most cost-effective. It is recommended not to exchange it at the airport, because the exchange rate will be very uneconomical. However, it should be noted that in Thailand, local ATMs or local banks are required to exchange money (local banks in Thailand and domestic card-issuing banks will charge separate fees), generally ranging from RMB 20 10- RMB each time, depending on the charging methods of major banks. It is suggested to apply for a Huaxia Bank Business Travel Card as an emergency backup. This card can be withdrawn and exchanged once a day at home and abroad, that is to say, in Thailand, the card is exchanged once a day, and there is no handling fee from the issuing bank, only the handling fee from the local teller machine in Thailand (about RMB 6- 10 yuan). 4. Credit card. Credit cards are used for credit card consumption. This year, Bank of China launched a free credit card, which has the same function (that is, it reduces the foreign exchange handling fee, but the total number of times is limited), and it is chip-based. This kind of card will be relatively safe to consume abroad, because bar code cards have been proved to be decipherable by some foreign criminal groups, so try to use chip cards for safety. In addition, if you have a UnionPay card reader, you can use this card in most regular supermarkets or hotels and restaurants. The exchange rate is traded in real time, the points are doubled and the handling fee is discounted. There will be cashback activities in the near future (there will be different preferential stages at different times, so it is recommended to call Bank of China for enquiry). So parents are advised to prepare some cash, a credit card and a savings card to travel.
What bank card should I bring to Thailand?
Question 1: If you want to apply for a bank card savings card in Thailand, you can apply for Huaxia Bank Card. The first cash withdrawal in the local area is free, and the exchange rate is quite cost-effective.
Credit card, preferably with a dual-currency credit card. If it is the kind of credit card paid by RMB globally, CCB has this credit card. Global Payment Credit Card, Olympic Dragon Card and CCB Platinum Credit Card all have this function. The advantage of this card is that it can be exempted from exchange fees and can be repaid in RMB without purchasing foreign exchange. Many POS in Thailand support UnionPay. Try to brush unionpay. If you don't support UnionPay, choose the international organization route. When I used to swipe my card locally, I found that UnionPay can be swiped on this floor of the same shopping mall, and only VISA and MasterCard can be swiped on the other floor. So it is necessary to have a dual-currency credit card.
Question 2: Which bank card is convenient for traveling to Thailand? Anyone with UnionPay standard can do it!
Question 3: Do you take a credit card or a savings card when traveling to Thailand? There are a lot of useless things mentioned above ... I have been to Thailand twice ... and suggested that I make an appointment with the Bank of China to change them and take them away. The exchange rate is higher. When I went there in July, for example, the exchange rate of China Bank was 1 RMB to RMB 4.7, and it was a little more than RMB 5 when I arrived in Thailand, and there was a certain percentage of handling fee. ATM machines in different banks are different, and the green ATM machine (I forget which bank) is cheaper.
Huaxia Bank's overseas credit card seems to be free to swipe it for the first time every day. You can consider it. As for whether to lose it or not, it's up to you. Just like a passport, don't let him lose it. The remaining Thai baht was spent at the airport duty-free shop on the way back!
Question 4: What bank card should I bring to Thailand so that many people in China can travel to Thailand? Therefore, it is enough to bring a domestic credit card when traveling in Thailand, or you can bring a dual-currency card with UnionPay and VISA logo. However, the development of China UnionPay in Thailand is perfect, so it is very convenient.
Question 5: What bank card is the most cost-effective for cash withdrawal and credit card swiping in Thailand? I am going to Thailand in the near future and have done some research in this regard.
Bank card ATM withdrawal ATM inquiry
Bank of China UnionPay card 15 yuan/pen 4 yuan/pen.
China guangfa bank unionpay card 15 yuan/pen 2 yuan/pen.
UnionPay card of China Everbright Bank 15 yuan/pen is free.
China Bohai bank unionpay card 12 yuan/pen 2 yuan/pen.
Zheshang Bank UnionPay card 12 yuan/pen 2 yuan/pen.
Check the UnionPay card of Ningxia Bank for free.
Union Bank of Hangzhou UnionPay card is free.
Guangdong Huaxing bank unionpay card is free until the end of may 20 14.
The UnionPay card of Wing Hang Bank is free until May 3 1, 20 14.
Liuzhou Bank UnionPay card is free, free. Friends in Guangxi can pay attention to it.
Hengfeng bank UnionPay card
Citibank unionpay card is recommended for free.
China Merchants Bank's cash withdrawal limit for UnionPay cards is 0.5%, with a minimum of 10 yuan 10 yuan.
The cash withdrawal amount of ICBC UnionPay card is 1%+ 12 yuan, with a minimum of 14 yuan and a maximum of114 yuan, 2 yuan.
The cash withdrawal amount of UnionPay card of Agricultural Bank of China is1%+14 yuan, 2 yuan/transaction.
The cash withdrawal amount of UnionPay card of China Construction Bank is 1%+ 12 yuan 4 yuan/transaction.
The cash withdrawal amount of Bank of Communications UnionPay card is 1%+ 12 yuan, and the minimum is 15 yuan per 4 yuan.
Postal Savings Bank ① The cash withdrawal from the general account of UnionPay card is 0.5%+ 12 yuan.
The lowest is 15 yuan, and the highest is 62 yuan 4 yuan/pen.
Huaxia Bank (1) UnionPay card pays 1 every day for free.
If the price exceeds 12 yuan/pen, the first 3 pens are free every day.
Ping An Bank ① UnionPay card 15 yuan/pen 2 yuan/pen.
② UnionPay card Gold card UnionPay card Platinum card 15 yuan/pen, and the monthly cash withdrawal fee of 2 yuan/pen is exempted for the first 20 inquiries.
20 inquiries about cash withdrawal fees
Industrial Bank ① UnionPay Card Silver Card 16 yuan/Pen 2 yuan/Pen View
② UnionPay card, gold card, 8 yuan/pen 1 yuan/pen.
③ Unionpay Card with Black Gold Card
UnionPay card and Platinum card are free.
So many, presbyopia.
To sum up, it is suggested that Huaxia Bank make the first free payment every day and Ping An Bank make the first 20 free payments every month.
But be careful. The above price does not include the handling fee of 50 baht, which is about 12 RMB, which is charged unilaterally by UnionPay Thailand.
Question 6: What bank card is suitable for traveling to Thailand? Of course, international MasterCard or Visa is more popular in Thailand. If the logo of MasterCard or VISA is printed on your card, these two cards can be swiped in most places in Thailand that support swiping. Both of these cards are calculated in US dollars, and you can repay them at the exchange rate of US dollars and RMB on the repayment date.
Question 7: It's best to use that bank card to go to Thailand. UnionPay can be used in many shopping malls in Thailand. If you just spend by credit card, then it's all the same with the UnionPay logo. There will be no extra charge. If it is cash withdrawal, all banks are similar. The handling fee depends on the specific regulations of each bank. See if they have any promotional activities. You won't use your bank card to withdraw cash as often as you do in China. The handling fee for cross-border cash withdrawal is relatively high. Suggestion: Try to swipe your bank when you buy things, and carry your savings card with you in case of emergency. Before you travel, you should probably estimate your own expenses and exchange the appropriate amount of Thai baht at the domestic China Bank. Second, if you are in Thailand for a long time, it is recommended to apply for a bank card in Thailand. 3. At present, banks in China have branches in Thailand: Bank of China Bangkok Branch and Industrial and Commercial Bank of China Thailand Branch. Savings cards with UnionPay logo can directly withdraw Thai baht from ATMs with UnionPay logo in Thailand, and the handling fee is 50 baht each time. All savings cards with UnionPay logo are the same, no matter which bank card; Shopping malls can only use credit cards, not savings cards, so they must withdraw cash first, and then use cash for consumption.
Question 8: What bank card should I bring to travel to Thailand? At present, UnionPay is no problem in most shopping malls or convenience stores in Thailand, but just in case it is impossible to use MasterCard or visa card, just bring some cash.
Question 9: Any bank card with UnionPay logo can be used for traveling to Thailand. Huaxia Bank's bank card is the first cash withdrawal from overseas ATMs every day, and it is better to have Huaxia Bank's bank card, which saves the handling fee.
Question 10: What bank card can I bring to Thailand? I can withdraw money from the Bank of Thailand, Huaxia Bank Card and ATM with the logo of "UnionPay", and the first payment every day is free;
Guangfa VIP card, all ATM machines with "UnionPay" logo outside the country withdraw money, free of charge.
Withdrawals are automatically converted into local equivalent currency at the exchange rate of the day.
Travel to Thailand, not to mention the introduction of credit cards.
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