What are the benefits of overseas travel accident insurance? Do I have to buy a trip abroad?

At present, the level of medical expenses in most countries is relatively high, and people who go abroad are often more prone to disease risks because of their long journey and acclimatization. In order to avoid the high cost loss caused by the high medical level abroad, it is necessary to buy a suitable travel accident insurance in advance. What is the protection of accident insurance for overseas travel?

Overseas travel accident insurance, that is, overseas travel insurance, is an insurance guarantee for the comprehensive emergency rescue service and accident, medical and rescue service fees provided 24 hours a day for nationals traveling abroad, visiting relatives and friends, overseas business trips, etc. As for the strength of protection, you can also strengthen it by increasing the amount and scope of protection. Before buying overseas travel accident insurance, you need to pay attention to the following points:

1. Select the appropriate insurance amount according to the consumption level of the destination country.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and buy it online. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger. It is economical and convenient to insure the overseas travel accident insurance with good quality and low price. Welcome to buy. The diamond plan of "Leyou Global" overseas travel guarantee plan covers: * emergency medical insurance premium 1 10,000 yuan * medical compensation of 500,000 yuan each for diseases and accidents (providing overseas direct payment) * There are nearly 30 kinds of guarantee responsibilities, and the guarantee responsibilities are as low as: Plan A of 20 yuan United Anxin overseas travel guarantee plan (including the United States and Canada): * 300,000 yuan medical compensation *24-hour global medical assistance *.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.