How to pay for the insurance when you fall down during the trip?

Legal analysis: During the validity period of the contract, the insured is treated in a hospital designated or recognized by our company for accidental injury, or rescued in a nearby hospital (after the insured's condition is stable, he must be transferred to a hospital designated or recognized by our company for treatment). The reasonable medical expenses incurred by the insured within 65,438+080 days from the date of the accidental injury, after deducting 65,438+000 yuan, the company will pay 90%.

Regardless of whether the insured has one or more accidental injury insurance accidents and received treatment, the accumulated accidental medical insurance benefits paid by the company shall not exceed the insurance amount agreed in this contract. The company will not bear the medical insurance premium for the medical expenses caused by injuries caused by others' responsibilities, which should be borne by others according to law.

Legal basis: Article 95 of the Insurance Law of People's Republic of China (PRC) The business scope of an insurance company:

(1) Personal insurance business, including life insurance, health insurance, accident insurance and other insurance business;

(2) Property insurance business, including property loss insurance, liability insurance, credit insurance, guarantee insurance and other insurance businesses;

(3) Other insurance-related businesses approved by the the State Council Insurance Regulatory Authority.

An insurer may not concurrently engage in life insurance business and property insurance business. However, insurance companies engaged in property insurance business may engage in short-term health insurance business and accidental injury insurance business with the approval of the State Council Insurance Regulatory Authority.

An insurance company shall engage in insurance business activities within the business scope approved by the the State Council Insurance Regulatory Authority according to law.