The two departments issued a document: further increase development finance to support the cultural tourism industry

According to the website of the People's Bank of China on July 25th, in order to thoroughly implement the decision-making arrangements of the CPC Central Committee and the State Council on promoting the prevention and control of COVID-19 epidemic and economic and social development, and effectively implement the Notice of the State Council on printing and distributing a package of policies and measures to stabilize the economy (Guo Fa [2022]12), the People's Bank of China and the Ministry of Culture and Tourism are required to jointly issue the Notice on Financial Support for the Recovery and Development of the Culture and Tourism Industry (hereinafter referred to as the Notice).

1030 10 emphasizes that it is necessary to effectively improve financial services for cultural and tourism enterprises, stabilize the workforce, promote the rapid recovery and development of the cultural and tourism industries, give full play to their important role in accelerating the construction of a new development pattern and promoting high-quality development, and meet people's needs for a better life.

The circular pointed out that it is necessary to give full play to the dual functions of monetary policy tools in aggregate and structure, maintain reasonable and sufficient liquidity, and use monetary policy tools such as refinancing and rediscounting to guide banking financial institutions to improve and strengthen credit services for cultural tourism enterprises. Encourage cultural and tourism administrative departments at all levels to increase the discount support for enterprises affected by the epidemic, and give full play to the role of the government financing guarantee system in reducing the financing costs of cultural and tourism enterprises.

0030 10 requires that cultural and tourism administrative departments at all levels should give full play to the advantages of the competent departments of the industry and make a list of enterprises that are temporarily in difficulty due to the epidemic. The People's Bank of China and its branches shall, jointly with cultural and tourism administrative departments at all levels, organize banking financial institutions to understand the financing needs of enterprises and connect with listed enterprises. Banking institutions should actively support cultural tourism enterprises to resist the impact of the epidemic and improve the credit supply system of cultural tourism enterprises through innovative products.

The circular proposes to further broaden the financing channels for cultural tourism enterprises and increase support for qualified cultural tourism enterprises to issue bonds. Explore the evaluation system of cultural tourism enterprise assets and products, and support the revitalization of cultural tourism enterprise assets. Encourage various measures to stabilize the ranks of employees in the cultural and tourism industries and improve the credit information service for employees in the cultural and tourism industries.

1030 10 emphasizes that the People's Bank of China and its branches, China Association of Interbank Market Dealers, Interbank Market Clearing House Co., Ltd., and cultural and tourism administrative departments at all levels should further enhance their sense of responsibility and urgency, strengthen communication and cooperation, innovate their working methods, and take various measures to promote the recovery and development of the cultural and tourism industries. Banking institutions should combine their own reality, innovate financial services, and do a good job in financial services for cultural tourism enterprises.

Attachment:

Notice of the Ministry of Culture and Tourism of the People's Bank of China on Financial Support for the Recovery and Development of Culture and Tourism

In order to thoroughly implement the decision-making arrangements of the CPC Central Committee and the State Council on comprehensively promoting the prevention and control of epidemic situation and economic and social development in COVID-19, conscientiously implement the requirements of the Notice (Guo Fa [2022]12), give full play to the joint efforts of financial management departments, cultural and tourism administrative departments and financial institutions, and promote the recovery and development of cultural and tourism industries, relevant matters are hereby notified as follows:

I. Work objectives

Deeply understand the impact of the epidemic on culture and tourism, combine the characteristics of culture and tourism, effectively improve the financial services of culture and tourism, stabilize the staff, promote the rapid recovery and development of culture and tourism, give full play to the important role of culture and tourism in accelerating the construction of a new development pattern and promoting high-quality development, and meet the needs of the people.

(two) to provide differentiated financial services for cultural and tourism enterprises that are greatly affected by the epidemic. Cultural and tourism administrative departments at all levels should give full play to the advantages of the competent departments of the industry and formulate a list of enterprises that are temporarily difficult due to the epidemic. Local cultural and tourism financial service centers should play an active role, actively understand and collect information on the financing needs of cultural and tourism enterprises, provide guarantee services for the implementation of various financial support policies, and encourage qualified cultural and tourism financial service centers to initiate the establishment of industry rescue funds.

The People's Bank of China and its branches shall, jointly with cultural and tourism administrative departments at all levels, organize banking financial institutions to understand the financing needs of cultural and tourism enterprises according to local conditions, and conduct online or offline docking with listed enterprises. Banking institutions should actively support cultural tourism enterprises to resist the impact of the epidemic by issuing new loans, extending or renewing loans in accordance with their own functional orientation and market-oriented principles, and should not blindly limit, withdraw or cut off loans.

(3) Improve the credit supply system for cultural and tourism enterprises. Banking financial institutions should combine their own business and cultural tourism industry characteristics, optimize the credit management system of cultural tourism enterprises such as credit management, internal rating, loan approval, post-loan service and risk management, and improve the credit service efficiency of cultural tourism enterprises. According to the production and operation characteristics of cultural tourism enterprises, we will innovate credit products, carry out mortgage financing such as cultural products and scenic spot income rights, and enrich credit financing tools for cultural tourism enterprises. Promote active credit issuance and loan repayment methods. Give full play to the positive role of cultural finance franchises and characteristic sub-branches in improving and strengthening the credit services of cultural tourism enterprises.

(4) Further broaden the financing channels of cultural tourism enterprises. China Association of Interbank Market Dealers, Interbank Market Clearing House Co., Ltd., etc. Make good use of the established "green channel", simplify business processes, moderately relax information disclosure standards, and increase support for qualified cultural tourism enterprises. Encourage all localities to adjust measures to local conditions, explore the establishment of an asset evaluation system suitable for local cultural tourism enterprises, and encourage all sub-sectors of cultural tourism to explore the establishment of a value evaluation system suitable for their own cultural tourism products, and further broaden the financing channels for cultural tourism enterprises. Support all localities to revitalize enterprise assets according to local culture, characteristics of tourism enterprises and assets. Enhance the "hematopoietic function" of the enterprise itself. Financial institutions should provide corresponding financial services.

(5) Focus on reducing the financing cost of cultural tourism enterprises. Banking institutions should make good use of relevant policies such as refinancing and rediscounting, improve the financial service pricing, risk transfer and sharing mechanism of cultural tourism enterprises, strengthen scientific and technological empowerment, and further improve the financial service efficiency of cultural tourism enterprises. drum

Encourage cultural and tourism administrative departments at all levels to rely on existing funding channels to increase interest subsidy support for cultural and tourism enterprises affected by the epidemic. Give play to the role of government financing guarantee system in reducing the financing cost of cultural tourism enterprises.

(six) improve the employment credit services for employees in the cultural and tourism industries. Encourage cultural and tourism administrative departments at all levels to take various measures to stabilize the ranks of employees. Encourage banking financial institutions to adjust repayment plans by reasonably delaying repayment time, extending loan term and delaying repayment of principal. According to the information provided by the cultural and tourism administrative departments at all levels and the application of the lender, the credit records shall be submitted according to the adjusted repayment arrangement.

Three. work arrangement

The People's Bank of China and its branches, China Association of Inter-bank Market Dealers, Inter-bank Market Clearing House Co., Ltd., and cultural and tourism administrative departments at all levels should further enhance their sense of responsibility and urgency, strengthen communication and cooperation, innovate their working methods, take various measures to promote the recovery and development of the cultural and tourism industries, and sum up typical experiences and cases in time and promote them. Banking financial institutions should combine their own reality, innovate financial services, and do a good job in financial services for cultural tourism enterprises.

Branches of the People's Bank of China are requested to notify relevant institutions within their jurisdiction of this notice in conjunction with local cultural and tourism administrative departments.

Ministry of Culture and Tourism of China People's Bank

July 2, 20231day

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