How to buy medical insurance for overseas travel? What can medical insurance for overseas travel cover?

People's medical expenses incurred abroad can't be reimbursed through domestic social security and commercial medical insurance, and the only way to pass on this economic loss is to insure overseas travel insurance in advance to comprehensively improve their personal and property safety during their overseas travel. What should I pay attention to when buying overseas travel medical insurance online?

Different overseas travel medical insurance reimbursement rates are different, so your problem should be treated specifically. If you want to get full protection in the later period, you may wish to take out full insurance. Pay attention to the following points before insurance:

1. Select the appropriate insurance amount according to the consumption level of the destination country.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and buy it online. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger. It's best to buy targeted medical insurance for overseas travel, and at least 15% price discount can be obtained by online purchase, which is the best channel for you to choose cheap overseas travel insurance. Is an insurance platform that provides high-quality and low-cost overseas travel insurance. You are welcome to buy it. The diamond plan of "Leyou Global" overseas travel protection plan covers: * 654.38+00,000 yuan of emergency medical insurance premium * 500,000 yuan of medical compensation for diseases and accidents (providing overseas direct payment) * up to nearly 30 kinds of protection responsibilities. The protection responsibility is as low as: Plan A 20 yuan Sunrise Joint Anxin Overseas Travel Protection Plan (including the United States and Canada): * Medical compensation of 300,000 yuan * Emergency medical transportation of 300,000 yuan * Covering popular recreational activities such as skiing, diving and horse riding, as low as: Huatai Global Travel Protection Plan from 52 yuan (excluding North America) (economical): * Accidental injury during overseas travel of 65,438+10,000 yuan * Medical protection of 30 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.