Traditional Culture Encyclopedia - Travel guide - It is said that it is best to buy a domestic travel insurance when traveling in China. How to buy?

It is said that it is best to buy a domestic travel insurance when traveling in China. How to buy?

For those who plan domestic sightseeing, most people will choose the mass route, that is, the development of tourist routes and destinations is relatively mature, the safety factor is relatively high, and the possibility of serious injuries is relatively small. Therefore, it is suggested that this group of people buy a domestic travel insurance that can withstand basic accidents and insure a basic travel insurance covering the travel period. But if you have high-risk tourism projects, such as mountaineering and skiing, you'd better choose travel insurance that can cover high-risk sports. For go on road trip, of course, there is no accident insurance. But how to buy it? China Merchants Cigna will teach you two tricks here:

1. Pay attention to the duration of domestic travel insurance, which must be greater than or equal to the actual travel days;

2. It is very important to look at the coverage of domestic travel insurance, what to protect and what not to protect, especially the exemption clause;

3. Pay attention to the amount of domestic travel insurance. Some people think that domestic travel insurance is the same. In fact, sometimes the price is the same, but the amount of domestic travel insurance is different;

4. After purchase, be sure to check whether the policy elements are complete and correct, and whether the domestic travel insurance information is perfect. Generally, there should be invoices, domestic travel insurance policies, insurance applications and domestic travel insurance clauses.