What are the conditions for Industrial Bank’s unsecured credit loan, and the maximum amount you can borrow?

1. Application conditions

1. Chinese citizens (excluding residents of Hong Kong, Macao and Taiwan) who are over 18 years old and under 65 years old, have full capacity for civil conduct, and have no bad credit record ;

2. Meet one of the following conditions:

The borrower (including spouse) owns local self-owned housing or commercial housing, and the construction area is not less than 50 square meters.

The borrower has a local household registration;

The borrower has a stable local job;

3. Other conditions specified by Industrial Bank.

2. Quantity: Borrowers only need to provide proof of property or income to obtain an unsecured loan of up to 300,000 yuan.

Extended information:

1. Loan interest rate

The loan execution interest rate shall be subject to the regulations of the local branch of Industrial Bank.

2. Loan repayment method

For loans with a loan term of less than half a year (inclusive), the repayment method is a lump sum payment of principal and interest upon maturity;

For loans with a loan term of more than 1 year (inclusive), the principal shall be repaid in installments with monthly interest, or the principal and interest shall be repaid in equal monthly installments.

3. Application materials

1. "Travel Contract" or "Letter of Intent to Travel" signed between the borrower and the travel agency;

2. Borrower's ID card, Household register and passport;

3. Real estate certificate in the name of the borrower (including spouse) or income certificate issued by the borrower's employer;

4. Other information required by Industrial Bank .

Industrial Bank-Personal Travel Loan