Overseas global travel medical insurance coverage

For tourists who choose to travel overseas, they face higher risks due to language barriers, cultural differences, eating habits and other factors. When traveling abroad, once risks occur, such as accidental injuries, acute illnesses, etc., it will not only cause physical harm to people, but also cause economic burdens. In order to ensure a smooth trip, it is necessary to purchase overseas global travel medical insurance. However, due to a lack of insurance knowledge, many people are not very clear about the coverage of overseas global travel medical insurance. For this reason, I will tell you through this article.

Overseas global travel medical insurance coverage

It is understood that there are many types of overseas global travel medical insurance on the market, and each product has its own characteristics, so the coverage is Uncertain. In order to let everyone better understand its coverage, I will introduce it to you using Cigna Global Overseas Travel Accident Insurance as an example.

1. Accidental death and disability protection

During the validity period of the insurance, if the insured person dies or becomes disabled due to an accident while traveling overseas, the insurance company will provide the insurance according to the contract. The basic insured amount pays accidental death insurance benefits to the insurance beneficiary or pays accidental disability insurance benefits in accordance with the "Personal Insurance Disability Assessment Standards". Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

2. Accidental injury medical coverage

1. Outpatient medical coverage: During the validity period of the insurance, if the insured person suffers from an accidental injury or accident while traveling overseas In the event of a sudden illness, emergency medical consultation and necessary medical examination and treatment may be required with the permission of the rescue agency's authorized doctor. The insurance company will bear the resulting outpatient expenses through the rescue agency.

2. Dental outpatient medical coverage: If the insured suffers dental damage due to an accident while traveling overseas, the dental outpatient service (including emergency services) will be arranged by us through the rescue agency after confirmation by an authorized doctor of the rescue agency. ) treatment, we will bear the resulting dental outpatient expenses through the rescue agency. .

3. Hospitalization medical protection and emergency rescue services

If the insured needs emergency rescue due to accidental injury or sudden acute illness while traveling overseas, the insurance company will provide 24-hour rescue Hotline service, and assume the following insurance responsibilities through authorized rescue agencies: hospitalization expense compensation, medical arrangements, hospital transfer services, transfer back to the country, hospital accompanying of children, arrangements for children to return to the country, transfer of remains to the country, cremation, on-site burial, administrative assistance, Legal aid, family visits, lost passport assistance.

The above is the coverage of Cigna Overseas Global Travel Medical Insurance. You can selectively purchase insurance according to your actual needs.

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A brief discussion on overseas travel medical insurance

Overseas travel medical insurance is mainly designed for people who are keen on overseas travel activities to protect them during overseas travel During this period, accidental death and disability, accidental burns and scalds, and accidental medical expenses arising from the responsibilities stipulated in the insurance contract are also usually covered by the coverage. Next, this article will introduce overseas travel to you. Medical insurance related content. View more

Overseas travel medical insurance is indispensable medical protection for traveling abroad

With the improvement of people's living standards, more and more people regard traveling as their first choice for holiday activities. And overseas tourism is even more popular. There are also various types of overseas tourism, including not only sightseeing tours, but also mountaineering tours, adventure tours and other more dangerous travel methods. Overseas travel medical insurance came into being with the frequent occurrence of overseas travel accidents. Traveling abroad is about enjoying the beautiful scenery of a foreign country, and overseas travel medical insurance provides tourists with overseas medical protection, so that tourists can travel abroad with more confidence.

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