Urgent! ! ! Some questions about overseas travel medical insurance, solve! !

1, you need to be clear about the purpose of your insurance. In fact, there are two purposes. First, meet the visa requirements; Second, meet your insurance needs abroad. In this case, you only need to provide proof of purchasing rescue medical insurance when you apply for a visa when you go to Schengen, Europe. Therefore, the insurance must be the same as or longer than the time limit for your visa application. For example, if you apply for a visa of 1 month, and the application form says August 29th, then the insurance you purchased must take effect on August 29th, and the insurance period will be extended by 1 month. This kind of insurance generally allows the effective date to be changed before the policy takes effect, and generally does not charge any fees, but at most charges the basic fee. For example, the effective date of your purchase is August 29th, and after your visa comes down, your actual travel time is September 3rd, so you'd better apply to the insurance company to change the effective date of the policy one week before the policy takes effect (that is, about August 2nd1day) (if the policy takes effect, you can only surrender and buy new insurance, so you need to apply for 90-day insurance in advance).

2. Generally, overseas medical insurance for rescue does not cover the responsibility for outpatient expenses (here refers to the medical responsibility for diseases, and the medical responsibility for accidents is basically included), and you are going to 1 year, so it is best to buy this insurance locally, which is also convenient for reimbursement.

3. The time limit for you to purchase insurance must be equal to or longer than the time limit for applying for a visa, but not less than. In other words, the time for you to apply for going abroad is 2 months, and you can buy insurance for more than 2 months. Otherwise, your insurance information does not meet the requirements of the embassy, which will affect your visa, and finally it will be bad to delay your visa.

4. The global rescue insurance of Xinhua Life Insurance Company can meet the insurance needs of your visa application. You might as well consult. The most important thing is that you can provide the service of changing the effective date of the policy. The national toll-free telephone number is 95567.