How to evaluate the loss claim of agricultural insurance in hot and dry weather in tea garden?

According to the relevant laws and regulations of our country, the following provisions are made:

1, set the starting point. The starting point of claim is 30%, that is, when the loss rate of the insured crops due to natural disasters reaches 30% or more to 70%, the compensation is calculated according to the insured amount and loss rate of the crops during their growth period.

2. Report and acceptance. For example, this year, my corn and rice were damaged by drought, so I called the insurance company to report it, or entrusted the township (town) insurance agent to report it to PICC P&C Company. Give it to a special person for acceptance.

3. On-site inspection. After acceptance, the insurance company will send inspectors to the site to verify the cause of the damage, the affected area and the loss ratio.

4. Calculate the compensation and determine the compensation amount according to the plant insurance clauses.

5. Compensation payment: According to the regulations, the insurance company will transfer the amount of compensation to the damaged farmers' accounts in time.