The recent weather in Shanghai

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Hot weather will increase people's risks. In order to improve personal security, it is necessary to construct a comprehensive insurance plan for yourself in time.

Is it safe to be too hot?

There is no exclusive insurance for high temperature in the insurance market. If consumers want to get the double protection of safety and health in hot summer, they have to make their own insurance portfolio, take out accident medical insurance and medical allowance insurance to resist the scorching sun. As for how to insure, please pay attention to the following points:

1. When you apply for insurance, you must read the product terms carefully to see whether the medical insurance is for accidents or diseases. Heatstroke is generally a disease, and it cannot be compensated by accidental medical insurance, but accidental injuries caused by heatstroke can be compensated by accidental medical treatment.

2. Pay attention to telling the truth and autographing when applying for insurance, choose a hospital recognized by the insurance company and report the case in time when being hospitalized, and ask the agent to list the required information at one time and make a list as needed.

Make a reservation.

3. Pay attention to the deductible clause. For compensatory hospitalization medical insurance, the insurance company stipulates the deductible, and those below the deductible cannot get compensation.

In hot summer, if you want to improve your personal insurance in an all-round way, you can take out accident medical insurance and medical allowance insurance. Is to provide a professional medical insurance platform, you are welcome to compare and buy.