What does flight delay insurance cover?

Flight delay insurance includes claims for natural disasters, bad weather, mechanical failure, hijacking, airline ticket oversold and other reasons.

Flight delay insurance refers to the commercial insurance behavior that the insured pays the insurance premium to the insurance company according to the contract of flight delay insurance, and when the flight delay agreed in the contract occurs, the insurance company pays the insurance premium according to the contract. Flight delay insurance mainly includes the insured's delay in taking off and reaching the time stipulated in the insurance policy. The insurer pays the insurance premium according to this clause, but it is limited to the amount specified in the insurance policy. The criterion for judging flight delay is the difference between the planned departure time and the actual departure time of the flight timetable issued by the flight carrier.

The compensation rules for flight delay insurance are as follows:

1. Insurance companies generally stipulate that if the whole airport is closed due to bad weather, it will be excluded.

2. When the insured arrives at the airport, it has exceeded the scheduled boarding time of the flight, which belongs to the exclusion liability.

3. The insured fails to take the scheduled flight due to his own reasons, which belongs to the exclusion liability.

4. The cancellation of the original scheduled flight of the insured, including the cancellation before the scheduled departure time and the cancellation after the scheduled departure time, belongs to the exclusion liability.

5. When booking the air ticket, the insured has been informed of the circumstances or conditions that may cause the flight delay, including but not limited to any strikes or other workers' protests, any natural disasters, sudden infectious diseases at the travel destination or military exercises. , which belongs to the exclusion responsibility.