Traditional Culture Encyclopedia - Weather forecast - Is the car damaged due to the weather covered by insurance?

Is the car damaged due to the weather covered by insurance?

1. If the car is damaged, first of all, everyone should check the following two points. Have you bought car damage insurance and found that your car was damaged by hail? First of all, don't move the train. Look for your auto insurance policy to see if you have bought car damage insurance and whether the car is within the insurance period. At present, the domestic insurance policy is valid for one year, so you can find out.

2. Report the case to the insurance company. If the above information is complete, you can report to the insurance company. Please report the case within 24 hours. Please give details when reporting the case. Vehicle parking location, parking person, weather reasons, etc.

3. After reporting the case, accept the survey and determine the damage. After reporting the case, the insurance company will arrange for the staff to contact you and then make a survey nearby. During the investigation, the staff will take photos of the damaged vehicles.

4. Documents to be provided. When surveying, it is necessary to provide the staff with the owner's ID card, motor vehicle driving license, the original motor vehicle driving license and the owner's bank card. Please ensure that these documents are within the validity period. The staff need to take photos to use it.

5. After the investigation, inform the maintenance situation. After the investigation, the staff will tell you to go to the designated maintenance agency or 4S shop for maintenance. You pay the maintenance fee first, and the insurance company will transfer the fee to your bank card.

6. Send the vehicle for maintenance, and send the vehicle to a maintenance organization or a 4S shop for maintenance. It is best to put away the important items in the car before sending it for maintenance. Then hand over the car to the maintenance organization, and pay attention to handing over the documents when driving. After 3-4 working days, you can get your car and it will return to its original appearance.